LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,112
−HK$6,215/mo
▼ 0.25% · 3.875%
HK$102,194
−HK$3,133/mo
Today · 4.125%
HK$105,327
baseline
▲ 0.50% · 4.625%
HK$111,736
+HK$6,409/mo
Deposit HK$21.73M · loan HK$21.73M · min. income ≈ HK$210,654/mo (50% DSR)
Upfront cash ≈ HK$23.58M (deposit + AVD stamp duty HK$1,847,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,261
−HK$5,957/mo
▼ 0.25% · 3.875%
HK$113,218
−HK$3,000/mo
Today · 4.125%
HK$116,218
baseline
▲ 0.50% · 4.625%
HK$122,344
+HK$6,126/mo
Deposit HK$21.73M · loan HK$21.73M · min. income ≈ HK$232,436/mo (50% DSR)
Upfront cash ≈ HK$23.58M (deposit + AVD stamp duty HK$1,847,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,934
−HK$7,458/mo
▼ 0.25% · 3.875%
HK$122,633
−HK$3,759/mo
Today · 4.125%
HK$126,392
baseline
▲ 0.50% · 4.625%
HK$134,083
+HK$7,691/mo
Deposit HK$17.39M · loan HK$26.08M · min. income ≈ HK$252,784/mo (50% DSR)
Upfront cash ≈ HK$19.23M (deposit + AVD stamp duty HK$1,847,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,313
−HK$7,148/mo
▼ 0.25% · 3.875%
HK$135,861
−HK$3,600/mo
Today · 4.125%
HK$139,461
baseline
▲ 0.50% · 4.625%
HK$146,812
+HK$7,351/mo
Deposit HK$17.39M · loan HK$26.08M · min. income ≈ HK$278,922/mo (50% DSR)
Upfront cash ≈ HK$19.23M (deposit + AVD stamp duty HK$1,847,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,756
−HK$8,701/mo
▼ 0.25% · 3.875%
HK$143,072
−HK$4,385/mo
Today · 4.125%
HK$147,457
baseline
▲ 0.50% · 4.625%
HK$156,430
+HK$8,973/mo
Deposit HK$13.04M · loan HK$30.43M · min. income ≈ HK$294,914/mo (50% DSR)
Upfront cash ≈ HK$14.89M (deposit + AVD stamp duty HK$1,847,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,365
−HK$8,340/mo
▼ 0.25% · 3.875%
HK$158,505
−HK$4,200/mo
Today · 4.125%
HK$162,705
baseline
▲ 0.50% · 4.625%
HK$171,281
+HK$8,576/mo
Deposit HK$13.04M · loan HK$30.43M · min. income ≈ HK$325,410/mo (50% DSR)
Upfront cash ≈ HK$14.89M (deposit + AVD stamp duty HK$1,847,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,401
−HK$11,187/mo
▼ 0.25% · 3.875%
HK$183,950
−HK$5,638/mo
Today · 4.125%
HK$189,588
baseline
▲ 0.50% · 4.625%
HK$201,124
+HK$11,536/mo
Deposit HK$4.35M · loan HK$39.12M · min. income ≈ HK$379,176/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,847,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,469
−HK$10,723/mo
▼ 0.25% · 3.875%
HK$203,792
−HK$5,400/mo
Today · 4.125%
HK$209,192
baseline
▲ 0.50% · 4.625%
HK$220,218
+HK$11,026/mo
Deposit HK$4.35M · loan HK$39.12M · min. income ≈ HK$418,384/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,847,266 · Scale 2, in force from 26 Feb 2026)