LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,120
−HK$6,216/mo
▼ 0.25% · 3.875%
HK$102,203
−HK$3,133/mo
Today · 4.125%
HK$105,336
baseline
▲ 0.50% · 4.625%
HK$111,745
+HK$6,409/mo
Deposit HK$21.73M · loan HK$21.73M · min. income ≈ HK$210,672/mo (50% DSR)
Upfront cash ≈ HK$23.58M (deposit + AVD stamp duty HK$1,847,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,270
−HK$5,958/mo
▼ 0.25% · 3.875%
HK$113,227
−HK$3,001/mo
Today · 4.125%
HK$116,228
baseline
▲ 0.50% · 4.625%
HK$122,354
+HK$6,126/mo
Deposit HK$21.73M · loan HK$21.73M · min. income ≈ HK$232,456/mo (50% DSR)
Upfront cash ≈ HK$23.58M (deposit + AVD stamp duty HK$1,847,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,944
−HK$7,459/mo
▼ 0.25% · 3.875%
HK$122,644
−HK$3,759/mo
Today · 4.125%
HK$126,403
baseline
▲ 0.50% · 4.625%
HK$134,094
+HK$7,691/mo
Deposit HK$17.39M · loan HK$26.08M · min. income ≈ HK$252,806/mo (50% DSR)
Upfront cash ≈ HK$19.23M (deposit + AVD stamp duty HK$1,847,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,324
−HK$7,149/mo
▼ 0.25% · 3.875%
HK$135,873
−HK$3,600/mo
Today · 4.125%
HK$139,473
baseline
▲ 0.50% · 4.625%
HK$146,825
+HK$7,352/mo
Deposit HK$17.39M · loan HK$26.08M · min. income ≈ HK$278,946/mo (50% DSR)
Upfront cash ≈ HK$19.23M (deposit + AVD stamp duty HK$1,847,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,768
−HK$8,702/mo
▼ 0.25% · 3.875%
HK$143,085
−HK$4,385/mo
Today · 4.125%
HK$147,470
baseline
▲ 0.50% · 4.625%
HK$156,443
+HK$8,973/mo
Deposit HK$13.04M · loan HK$30.43M · min. income ≈ HK$294,940/mo (50% DSR)
Upfront cash ≈ HK$14.89M (deposit + AVD stamp duty HK$1,847,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,378
−HK$8,341/mo
▼ 0.25% · 3.875%
HK$158,518
−HK$4,201/mo
Today · 4.125%
HK$162,719
baseline
▲ 0.50% · 4.625%
HK$171,296
+HK$8,577/mo
Deposit HK$13.04M · loan HK$30.43M · min. income ≈ HK$325,438/mo (50% DSR)
Upfront cash ≈ HK$14.89M (deposit + AVD stamp duty HK$1,847,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,416
−HK$11,188/mo
▼ 0.25% · 3.875%
HK$183,966
−HK$5,638/mo
Today · 4.125%
HK$189,604
baseline
▲ 0.50% · 4.625%
HK$201,141
+HK$11,537/mo
Deposit HK$4.35M · loan HK$39.12M · min. income ≈ HK$379,208/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,847,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,486
−HK$10,724/mo
▼ 0.25% · 3.875%
HK$203,809
−HK$5,401/mo
Today · 4.125%
HK$209,210
baseline
▲ 0.50% · 4.625%
HK$220,237
+HK$11,027/mo
Deposit HK$4.35M · loan HK$39.12M · min. income ≈ HK$418,420/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,847,425 · Scale 2, in force from 26 Feb 2026)