LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,127
−HK$6,216/mo
▼ 0.25% · 3.875%
HK$102,211
−HK$3,132/mo
Today · 4.125%
HK$105,343
baseline
▲ 0.50% · 4.625%
HK$111,753
+HK$6,410/mo
Deposit HK$21.74M · loan HK$21.74M · min. income ≈ HK$210,686/mo (50% DSR)
Upfront cash ≈ HK$23.58M (deposit + AVD stamp duty HK$1,847,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,278
−HK$5,958/mo
▼ 0.25% · 3.875%
HK$113,236
−HK$3,000/mo
Today · 4.125%
HK$116,236
baseline
▲ 0.50% · 4.625%
HK$122,363
+HK$6,127/mo
Deposit HK$21.74M · loan HK$21.74M · min. income ≈ HK$232,472/mo (50% DSR)
Upfront cash ≈ HK$23.58M (deposit + AVD stamp duty HK$1,847,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,953
−HK$7,459/mo
▼ 0.25% · 3.875%
HK$122,653
−HK$3,759/mo
Today · 4.125%
HK$126,412
baseline
▲ 0.50% · 4.625%
HK$134,104
+HK$7,692/mo
Deposit HK$17.39M · loan HK$26.08M · min. income ≈ HK$252,824/mo (50% DSR)
Upfront cash ≈ HK$19.24M (deposit + AVD stamp duty HK$1,847,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,334
−HK$7,149/mo
▼ 0.25% · 3.875%
HK$135,883
−HK$3,600/mo
Today · 4.125%
HK$139,483
baseline
▲ 0.50% · 4.625%
HK$146,836
+HK$7,353/mo
Deposit HK$17.39M · loan HK$26.08M · min. income ≈ HK$278,966/mo (50% DSR)
Upfront cash ≈ HK$19.24M (deposit + AVD stamp duty HK$1,847,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,778
−HK$8,703/mo
▼ 0.25% · 3.875%
HK$143,095
−HK$4,386/mo
Today · 4.125%
HK$147,481
baseline
▲ 0.50% · 4.625%
HK$156,455
+HK$8,974/mo
Deposit HK$13.04M · loan HK$30.43M · min. income ≈ HK$294,962/mo (50% DSR)
Upfront cash ≈ HK$14.89M (deposit + AVD stamp duty HK$1,847,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,389
−HK$8,342/mo
▼ 0.25% · 3.875%
HK$158,530
−HK$4,201/mo
Today · 4.125%
HK$162,731
baseline
▲ 0.50% · 4.625%
HK$171,308
+HK$8,577/mo
Deposit HK$13.04M · loan HK$30.43M · min. income ≈ HK$325,462/mo (50% DSR)
Upfront cash ≈ HK$14.89M (deposit + AVD stamp duty HK$1,847,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,429
−HK$11,189/mo
▼ 0.25% · 3.875%
HK$183,979
−HK$5,639/mo
Today · 4.125%
HK$189,618
baseline
▲ 0.50% · 4.625%
HK$201,156
+HK$11,538/mo
Deposit HK$4.35M · loan HK$39.12M · min. income ≈ HK$379,236/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,847,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,501
−HK$10,724/mo
▼ 0.25% · 3.875%
HK$203,824
−HK$5,401/mo
Today · 4.125%
HK$209,225
baseline
▲ 0.50% · 4.625%
HK$220,254
+HK$11,029/mo
Deposit HK$4.35M · loan HK$39.12M · min. income ≈ HK$418,450/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,847,560 · Scale 2, in force from 26 Feb 2026)