LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,129
−HK$6,217/mo
▼ 0.25% · 3.875%
HK$102,213
−HK$3,133/mo
Today · 4.125%
HK$105,346
baseline
▲ 0.50% · 4.625%
HK$111,756
+HK$6,410/mo
Deposit HK$21.74M · loan HK$21.74M · min. income ≈ HK$210,692/mo (50% DSR)
Upfront cash ≈ HK$23.58M (deposit + AVD stamp duty HK$1,847,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,280
−HK$5,959/mo
▼ 0.25% · 3.875%
HK$113,238
−HK$3,001/mo
Today · 4.125%
HK$116,239
baseline
▲ 0.50% · 4.625%
HK$122,366
+HK$6,127/mo
Deposit HK$21.74M · loan HK$21.74M · min. income ≈ HK$232,478/mo (50% DSR)
Upfront cash ≈ HK$23.58M (deposit + AVD stamp duty HK$1,847,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,955
−HK$7,460/mo
▼ 0.25% · 3.875%
HK$122,655
−HK$3,760/mo
Today · 4.125%
HK$126,415
baseline
▲ 0.50% · 4.625%
HK$134,107
+HK$7,692/mo
Deposit HK$17.39M · loan HK$26.08M · min. income ≈ HK$252,830/mo (50% DSR)
Upfront cash ≈ HK$19.24M (deposit + AVD stamp duty HK$1,847,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,336
−HK$7,150/mo
▼ 0.25% · 3.875%
HK$135,886
−HK$3,600/mo
Today · 4.125%
HK$139,486
baseline
▲ 0.50% · 4.625%
HK$146,839
+HK$7,353/mo
Deposit HK$17.39M · loan HK$26.08M · min. income ≈ HK$278,972/mo (50% DSR)
Upfront cash ≈ HK$19.24M (deposit + AVD stamp duty HK$1,847,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,781
−HK$8,703/mo
▼ 0.25% · 3.875%
HK$143,098
−HK$4,386/mo
Today · 4.125%
HK$147,484
baseline
▲ 0.50% · 4.625%
HK$156,458
+HK$8,974/mo
Deposit HK$13.04M · loan HK$30.43M · min. income ≈ HK$294,968/mo (50% DSR)
Upfront cash ≈ HK$14.89M (deposit + AVD stamp duty HK$1,847,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,393
−HK$8,341/mo
▼ 0.25% · 3.875%
HK$158,533
−HK$4,201/mo
Today · 4.125%
HK$162,734
baseline
▲ 0.50% · 4.625%
HK$171,312
+HK$8,578/mo
Deposit HK$13.04M · loan HK$30.43M · min. income ≈ HK$325,468/mo (50% DSR)
Upfront cash ≈ HK$14.89M (deposit + AVD stamp duty HK$1,847,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,433
−HK$11,189/mo
▼ 0.25% · 3.875%
HK$183,983
−HK$5,639/mo
Today · 4.125%
HK$189,622
baseline
▲ 0.50% · 4.625%
HK$201,160
+HK$11,538/mo
Deposit HK$4.35M · loan HK$39.13M · min. income ≈ HK$379,244/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,847,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,505
−HK$10,724/mo
▼ 0.25% · 3.875%
HK$203,829
−HK$5,400/mo
Today · 4.125%
HK$209,229
baseline
▲ 0.50% · 4.625%
HK$220,258
+HK$11,029/mo
Deposit HK$4.35M · loan HK$39.13M · min. income ≈ HK$418,458/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,847,598 · Scale 2, in force from 26 Feb 2026)