LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,130
−HK$6,216/mo
▼ 0.25% · 3.875%
HK$102,213
−HK$3,133/mo
Today · 4.125%
HK$105,346
baseline
▲ 0.50% · 4.625%
HK$111,756
+HK$6,410/mo
Deposit HK$21.74M · loan HK$21.74M · min. income ≈ HK$210,692/mo (50% DSR)
Upfront cash ≈ HK$23.58M (deposit + AVD stamp duty HK$1,847,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,281
−HK$5,958/mo
▼ 0.25% · 3.875%
HK$113,239
−HK$3,000/mo
Today · 4.125%
HK$116,239
baseline
▲ 0.50% · 4.625%
HK$122,366
+HK$6,127/mo
Deposit HK$21.74M · loan HK$21.74M · min. income ≈ HK$232,478/mo (50% DSR)
Upfront cash ≈ HK$23.58M (deposit + AVD stamp duty HK$1,847,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,956
−HK$7,459/mo
▼ 0.25% · 3.875%
HK$122,656
−HK$3,759/mo
Today · 4.125%
HK$126,415
baseline
▲ 0.50% · 4.625%
HK$134,107
+HK$7,692/mo
Deposit HK$17.39M · loan HK$26.08M · min. income ≈ HK$252,830/mo (50% DSR)
Upfront cash ≈ HK$19.24M (deposit + AVD stamp duty HK$1,847,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,337
−HK$7,150/mo
▼ 0.25% · 3.875%
HK$135,886
−HK$3,601/mo
Today · 4.125%
HK$139,487
baseline
▲ 0.50% · 4.625%
HK$146,839
+HK$7,352/mo
Deposit HK$17.39M · loan HK$26.08M · min. income ≈ HK$278,974/mo (50% DSR)
Upfront cash ≈ HK$19.24M (deposit + AVD stamp duty HK$1,847,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,782
−HK$8,703/mo
▼ 0.25% · 3.875%
HK$143,099
−HK$4,386/mo
Today · 4.125%
HK$147,485
baseline
▲ 0.50% · 4.625%
HK$156,459
+HK$8,974/mo
Deposit HK$13.04M · loan HK$30.43M · min. income ≈ HK$294,970/mo (50% DSR)
Upfront cash ≈ HK$14.89M (deposit + AVD stamp duty HK$1,847,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,393
−HK$8,342/mo
▼ 0.25% · 3.875%
HK$158,534
−HK$4,201/mo
Today · 4.125%
HK$162,735
baseline
▲ 0.50% · 4.625%
HK$171,313
+HK$8,578/mo
Deposit HK$13.04M · loan HK$30.43M · min. income ≈ HK$325,470/mo (50% DSR)
Upfront cash ≈ HK$14.89M (deposit + AVD stamp duty HK$1,847,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,434
−HK$11,189/mo
▼ 0.25% · 3.875%
HK$183,984
−HK$5,639/mo
Today · 4.125%
HK$189,623
baseline
▲ 0.50% · 4.625%
HK$201,161
+HK$11,538/mo
Deposit HK$4.35M · loan HK$39.13M · min. income ≈ HK$379,246/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,847,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,506
−HK$10,724/mo
▼ 0.25% · 3.875%
HK$203,830
−HK$5,400/mo
Today · 4.125%
HK$209,230
baseline
▲ 0.50% · 4.625%
HK$220,259
+HK$11,029/mo
Deposit HK$4.35M · loan HK$39.13M · min. income ≈ HK$418,460/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,847,608 · Scale 2, in force from 26 Feb 2026)