LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,133
−HK$6,217/mo
▼ 0.25% · 3.875%
HK$102,217
−HK$3,133/mo
Today · 4.125%
HK$105,350
baseline
▲ 0.50% · 4.625%
HK$111,760
+HK$6,410/mo
Deposit HK$21.74M · loan HK$21.74M · min. income ≈ HK$210,700/mo (50% DSR)
Upfront cash ≈ HK$23.58M (deposit + AVD stamp duty HK$1,847,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,285
−HK$5,958/mo
▼ 0.25% · 3.875%
HK$113,242
−HK$3,001/mo
Today · 4.125%
HK$116,243
baseline
▲ 0.50% · 4.625%
HK$122,370
+HK$6,127/mo
Deposit HK$21.74M · loan HK$21.74M · min. income ≈ HK$232,486/mo (50% DSR)
Upfront cash ≈ HK$23.58M (deposit + AVD stamp duty HK$1,847,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,960
−HK$7,460/mo
▼ 0.25% · 3.875%
HK$122,660
−HK$3,760/mo
Today · 4.125%
HK$126,420
baseline
▲ 0.50% · 4.625%
HK$134,112
+HK$7,692/mo
Deposit HK$17.39M · loan HK$26.08M · min. income ≈ HK$252,840/mo (50% DSR)
Upfront cash ≈ HK$19.24M (deposit + AVD stamp duty HK$1,847,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,342
−HK$7,150/mo
▼ 0.25% · 3.875%
HK$135,891
−HK$3,601/mo
Today · 4.125%
HK$139,492
baseline
▲ 0.50% · 4.625%
HK$146,844
+HK$7,352/mo
Deposit HK$17.39M · loan HK$26.08M · min. income ≈ HK$278,984/mo (50% DSR)
Upfront cash ≈ HK$19.24M (deposit + AVD stamp duty HK$1,847,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,786
−HK$8,704/mo
▼ 0.25% · 3.875%
HK$143,104
−HK$4,386/mo
Today · 4.125%
HK$147,490
baseline
▲ 0.50% · 4.625%
HK$156,464
+HK$8,974/mo
Deposit HK$13.04M · loan HK$30.43M · min. income ≈ HK$294,980/mo (50% DSR)
Upfront cash ≈ HK$14.89M (deposit + AVD stamp duty HK$1,847,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,399
−HK$8,341/mo
▼ 0.25% · 3.875%
HK$158,539
−HK$4,201/mo
Today · 4.125%
HK$162,740
baseline
▲ 0.50% · 4.625%
HK$171,318
+HK$8,578/mo
Deposit HK$13.04M · loan HK$30.43M · min. income ≈ HK$325,480/mo (50% DSR)
Upfront cash ≈ HK$14.89M (deposit + AVD stamp duty HK$1,847,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,440
−HK$11,189/mo
▼ 0.25% · 3.875%
HK$183,990
−HK$5,639/mo
Today · 4.125%
HK$189,629
baseline
▲ 0.50% · 4.625%
HK$201,168
+HK$11,539/mo
Deposit HK$4.35M · loan HK$39.13M · min. income ≈ HK$379,258/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$1,847,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,512
−HK$10,725/mo
▼ 0.25% · 3.875%
HK$203,836
−HK$5,401/mo
Today · 4.125%
HK$209,237
baseline
▲ 0.50% · 4.625%
HK$220,267
+HK$11,030/mo
Deposit HK$4.35M · loan HK$39.13M · min. income ≈ HK$418,474/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$1,847,670 · Scale 2, in force from 26 Feb 2026)