LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,139
−HK$6,217/mo
▼ 0.25% · 3.875%
HK$102,223
−HK$3,133/mo
Today · 4.125%
HK$105,356
baseline
▲ 0.50% · 4.625%
HK$111,767
+HK$6,411/mo
Deposit HK$21.74M · loan HK$21.74M · min. income ≈ HK$210,712/mo (50% DSR)
Upfront cash ≈ HK$23.59M (deposit + AVD stamp duty HK$1,847,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,291
−HK$5,959/mo
▼ 0.25% · 3.875%
HK$113,249
−HK$3,001/mo
Today · 4.125%
HK$116,250
baseline
▲ 0.50% · 4.625%
HK$122,378
+HK$6,128/mo
Deposit HK$21.74M · loan HK$21.74M · min. income ≈ HK$232,500/mo (50% DSR)
Upfront cash ≈ HK$23.59M (deposit + AVD stamp duty HK$1,847,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,967
−HK$7,460/mo
▼ 0.25% · 3.875%
HK$122,667
−HK$3,760/mo
Today · 4.125%
HK$126,427
baseline
▲ 0.50% · 4.625%
HK$134,120
+HK$7,693/mo
Deposit HK$17.39M · loan HK$26.09M · min. income ≈ HK$252,854/mo (50% DSR)
Upfront cash ≈ HK$19.24M (deposit + AVD stamp duty HK$1,847,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,349
−HK$7,151/mo
▼ 0.25% · 3.875%
HK$135,899
−HK$3,601/mo
Today · 4.125%
HK$139,500
baseline
▲ 0.50% · 4.625%
HK$146,853
+HK$7,353/mo
Deposit HK$17.39M · loan HK$26.09M · min. income ≈ HK$279,000/mo (50% DSR)
Upfront cash ≈ HK$19.24M (deposit + AVD stamp duty HK$1,847,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,795
−HK$8,703/mo
▼ 0.25% · 3.875%
HK$143,112
−HK$4,386/mo
Today · 4.125%
HK$147,498
baseline
▲ 0.50% · 4.625%
HK$156,473
+HK$8,975/mo
Deposit HK$13.04M · loan HK$30.43M · min. income ≈ HK$294,996/mo (50% DSR)
Upfront cash ≈ HK$14.89M (deposit + AVD stamp duty HK$1,847,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,408
−HK$8,342/mo
▼ 0.25% · 3.875%
HK$158,549
−HK$4,201/mo
Today · 4.125%
HK$162,750
baseline
▲ 0.50% · 4.625%
HK$171,329
+HK$8,579/mo
Deposit HK$13.04M · loan HK$30.43M · min. income ≈ HK$325,500/mo (50% DSR)
Upfront cash ≈ HK$14.89M (deposit + AVD stamp duty HK$1,847,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,450
−HK$11,191/mo
▼ 0.25% · 3.875%
HK$184,001
−HK$5,640/mo
Today · 4.125%
HK$189,641
baseline
▲ 0.50% · 4.625%
HK$201,180
+HK$11,539/mo
Deposit HK$4.35M · loan HK$39.13M · min. income ≈ HK$379,282/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$1,847,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,524
−HK$10,726/mo
▼ 0.25% · 3.875%
HK$203,848
−HK$5,402/mo
Today · 4.125%
HK$209,250
baseline
▲ 0.50% · 4.625%
HK$220,280
+HK$11,030/mo
Deposit HK$4.35M · loan HK$39.13M · min. income ≈ HK$418,500/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$1,847,779 · Scale 2, in force from 26 Feb 2026)