LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,142
−HK$6,217/mo
▼ 0.25% · 3.875%
HK$102,226
−HK$3,133/mo
Today · 4.125%
HK$105,359
baseline
▲ 0.50% · 4.625%
HK$111,770
+HK$6,411/mo
Deposit HK$21.74M · loan HK$21.74M · min. income ≈ HK$210,718/mo (50% DSR)
Upfront cash ≈ HK$23.59M (deposit + AVD stamp duty HK$1,847,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,294
−HK$5,959/mo
▼ 0.25% · 3.875%
HK$113,252
−HK$3,001/mo
Today · 4.125%
HK$116,253
baseline
▲ 0.50% · 4.625%
HK$122,381
+HK$6,128/mo
Deposit HK$21.74M · loan HK$21.74M · min. income ≈ HK$232,506/mo (50% DSR)
Upfront cash ≈ HK$23.59M (deposit + AVD stamp duty HK$1,847,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,970
−HK$7,461/mo
▼ 0.25% · 3.875%
HK$122,671
−HK$3,760/mo
Today · 4.125%
HK$126,431
baseline
▲ 0.50% · 4.625%
HK$134,124
+HK$7,693/mo
Deposit HK$17.39M · loan HK$26.09M · min. income ≈ HK$252,862/mo (50% DSR)
Upfront cash ≈ HK$19.24M (deposit + AVD stamp duty HK$1,847,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,353
−HK$7,151/mo
▼ 0.25% · 3.875%
HK$135,903
−HK$3,601/mo
Today · 4.125%
HK$139,504
baseline
▲ 0.50% · 4.625%
HK$146,857
+HK$7,353/mo
Deposit HK$17.39M · loan HK$26.09M · min. income ≈ HK$279,008/mo (50% DSR)
Upfront cash ≈ HK$19.24M (deposit + AVD stamp duty HK$1,847,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,799
−HK$8,704/mo
▼ 0.25% · 3.875%
HK$143,116
−HK$4,387/mo
Today · 4.125%
HK$147,503
baseline
▲ 0.50% · 4.625%
HK$156,478
+HK$8,975/mo
Deposit HK$13.04M · loan HK$30.43M · min. income ≈ HK$295,006/mo (50% DSR)
Upfront cash ≈ HK$14.89M (deposit + AVD stamp duty HK$1,847,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,412
−HK$8,342/mo
▼ 0.25% · 3.875%
HK$158,553
−HK$4,201/mo
Today · 4.125%
HK$162,754
baseline
▲ 0.50% · 4.625%
HK$171,334
+HK$8,580/mo
Deposit HK$13.04M · loan HK$30.43M · min. income ≈ HK$325,508/mo (50% DSR)
Upfront cash ≈ HK$14.89M (deposit + AVD stamp duty HK$1,847,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,455
−HK$11,191/mo
▼ 0.25% · 3.875%
HK$184,006
−HK$5,640/mo
Today · 4.125%
HK$189,646
baseline
▲ 0.50% · 4.625%
HK$201,186
+HK$11,540/mo
Deposit HK$4.35M · loan HK$39.13M · min. income ≈ HK$379,292/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$1,847,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,530
−HK$10,726/mo
▼ 0.25% · 3.875%
HK$203,854
−HK$5,402/mo
Today · 4.125%
HK$209,256
baseline
▲ 0.50% · 4.625%
HK$220,286
+HK$11,030/mo
Deposit HK$4.35M · loan HK$39.13M · min. income ≈ HK$418,512/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$1,847,832 · Scale 2, in force from 26 Feb 2026)