LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,145
−HK$6,218/mo
▼ 0.25% · 3.875%
HK$102,229
−HK$3,134/mo
Today · 4.125%
HK$105,363
baseline
▲ 0.50% · 4.625%
HK$111,774
+HK$6,411/mo
Deposit HK$21.74M · loan HK$21.74M · min. income ≈ HK$210,726/mo (50% DSR)
Upfront cash ≈ HK$23.59M (deposit + AVD stamp duty HK$1,847,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,298
−HK$5,959/mo
▼ 0.25% · 3.875%
HK$113,256
−HK$3,001/mo
Today · 4.125%
HK$116,257
baseline
▲ 0.50% · 4.625%
HK$122,385
+HK$6,128/mo
Deposit HK$21.74M · loan HK$21.74M · min. income ≈ HK$232,514/mo (50% DSR)
Upfront cash ≈ HK$23.59M (deposit + AVD stamp duty HK$1,847,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,974
−HK$7,461/mo
▼ 0.25% · 3.875%
HK$122,675
−HK$3,760/mo
Today · 4.125%
HK$126,435
baseline
▲ 0.50% · 4.625%
HK$134,128
+HK$7,693/mo
Deposit HK$17.39M · loan HK$26.09M · min. income ≈ HK$252,870/mo (50% DSR)
Upfront cash ≈ HK$19.24M (deposit + AVD stamp duty HK$1,847,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,358
−HK$7,151/mo
▼ 0.25% · 3.875%
HK$135,908
−HK$3,601/mo
Today · 4.125%
HK$139,509
baseline
▲ 0.50% · 4.625%
HK$146,862
+HK$7,353/mo
Deposit HK$17.39M · loan HK$26.09M · min. income ≈ HK$279,018/mo (50% DSR)
Upfront cash ≈ HK$19.24M (deposit + AVD stamp duty HK$1,847,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,803
−HK$8,705/mo
▼ 0.25% · 3.875%
HK$143,121
−HK$4,387/mo
Today · 4.125%
HK$147,508
baseline
▲ 0.50% · 4.625%
HK$156,483
+HK$8,975/mo
Deposit HK$13.04M · loan HK$30.44M · min. income ≈ HK$295,016/mo (50% DSR)
Upfront cash ≈ HK$14.89M (deposit + AVD stamp duty HK$1,847,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,417
−HK$8,343/mo
▼ 0.25% · 3.875%
HK$158,559
−HK$4,201/mo
Today · 4.125%
HK$162,760
baseline
▲ 0.50% · 4.625%
HK$171,339
+HK$8,579/mo
Deposit HK$13.04M · loan HK$30.44M · min. income ≈ HK$325,520/mo (50% DSR)
Upfront cash ≈ HK$14.89M (deposit + AVD stamp duty HK$1,847,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,461
−HK$11,192/mo
▼ 0.25% · 3.875%
HK$184,013
−HK$5,640/mo
Today · 4.125%
HK$189,653
baseline
▲ 0.50% · 4.625%
HK$201,193
+HK$11,540/mo
Deposit HK$4.35M · loan HK$39.13M · min. income ≈ HK$379,306/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$1,847,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,537
−HK$10,726/mo
▼ 0.25% · 3.875%
HK$203,861
−HK$5,402/mo
Today · 4.125%
HK$209,263
baseline
▲ 0.50% · 4.625%
HK$220,293
+HK$11,030/mo
Deposit HK$4.35M · loan HK$39.13M · min. income ≈ HK$418,526/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$1,847,895 · Scale 2, in force from 26 Feb 2026)