LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,153
−HK$6,218/mo
▼ 0.25% · 3.875%
HK$102,237
−HK$3,134/mo
Today · 4.125%
HK$105,371
baseline
▲ 0.50% · 4.625%
HK$111,782
+HK$6,411/mo
Deposit HK$21.74M · loan HK$21.74M · min. income ≈ HK$210,742/mo (50% DSR)
Upfront cash ≈ HK$23.59M (deposit + AVD stamp duty HK$1,848,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,306
−HK$5,960/mo
▼ 0.25% · 3.875%
HK$113,265
−HK$3,001/mo
Today · 4.125%
HK$116,266
baseline
▲ 0.50% · 4.625%
HK$122,395
+HK$6,129/mo
Deposit HK$21.74M · loan HK$21.74M · min. income ≈ HK$232,532/mo (50% DSR)
Upfront cash ≈ HK$23.59M (deposit + AVD stamp duty HK$1,848,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,983
−HK$7,462/mo
▼ 0.25% · 3.875%
HK$122,684
−HK$3,761/mo
Today · 4.125%
HK$126,445
baseline
▲ 0.50% · 4.625%
HK$134,138
+HK$7,693/mo
Deposit HK$17.39M · loan HK$26.09M · min. income ≈ HK$252,890/mo (50% DSR)
Upfront cash ≈ HK$19.24M (deposit + AVD stamp duty HK$1,848,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,368
−HK$7,151/mo
▼ 0.25% · 3.875%
HK$135,918
−HK$3,601/mo
Today · 4.125%
HK$139,519
baseline
▲ 0.50% · 4.625%
HK$146,873
+HK$7,354/mo
Deposit HK$17.39M · loan HK$26.09M · min. income ≈ HK$279,038/mo (50% DSR)
Upfront cash ≈ HK$19.24M (deposit + AVD stamp duty HK$1,848,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,814
−HK$8,705/mo
▼ 0.25% · 3.875%
HK$143,132
−HK$4,387/mo
Today · 4.125%
HK$147,519
baseline
▲ 0.50% · 4.625%
HK$156,495
+HK$8,976/mo
Deposit HK$13.04M · loan HK$30.44M · min. income ≈ HK$295,038/mo (50% DSR)
Upfront cash ≈ HK$14.89M (deposit + AVD stamp duty HK$1,848,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,429
−HK$8,343/mo
▼ 0.25% · 3.875%
HK$158,571
−HK$4,201/mo
Today · 4.125%
HK$162,772
baseline
▲ 0.50% · 4.625%
HK$171,352
+HK$8,580/mo
Deposit HK$13.04M · loan HK$30.44M · min. income ≈ HK$325,544/mo (50% DSR)
Upfront cash ≈ HK$14.89M (deposit + AVD stamp duty HK$1,848,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,475
−HK$11,192/mo
▼ 0.25% · 3.875%
HK$184,027
−HK$5,640/mo
Today · 4.125%
HK$189,667
baseline
▲ 0.50% · 4.625%
HK$201,208
+HK$11,541/mo
Deposit HK$4.35M · loan HK$39.13M · min. income ≈ HK$379,334/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$1,848,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,552
−HK$10,727/mo
▼ 0.25% · 3.875%
HK$203,877
−HK$5,402/mo
Today · 4.125%
HK$209,279
baseline
▲ 0.50% · 4.625%
HK$220,310
+HK$11,031/mo
Deposit HK$4.35M · loan HK$39.13M · min. income ≈ HK$418,558/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$1,848,035 · Scale 2, in force from 26 Feb 2026)