LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,157
−HK$6,218/mo
▼ 0.25% · 3.875%
HK$102,241
−HK$3,134/mo
Today · 4.125%
HK$105,375
baseline
▲ 0.50% · 4.625%
HK$111,787
+HK$6,412/mo
Deposit HK$21.74M · loan HK$21.74M · min. income ≈ HK$210,750/mo (50% DSR)
Upfront cash ≈ HK$23.59M (deposit + AVD stamp duty HK$1,848,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,311
−HK$5,960/mo
▼ 0.25% · 3.875%
HK$113,269
−HK$3,002/mo
Today · 4.125%
HK$116,271
baseline
▲ 0.50% · 4.625%
HK$122,400
+HK$6,129/mo
Deposit HK$21.74M · loan HK$21.74M · min. income ≈ HK$232,542/mo (50% DSR)
Upfront cash ≈ HK$23.59M (deposit + AVD stamp duty HK$1,848,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,988
−HK$7,462/mo
▼ 0.25% · 3.875%
HK$122,689
−HK$3,761/mo
Today · 4.125%
HK$126,450
baseline
▲ 0.50% · 4.625%
HK$134,144
+HK$7,694/mo
Deposit HK$17.39M · loan HK$26.09M · min. income ≈ HK$252,900/mo (50% DSR)
Upfront cash ≈ HK$19.24M (deposit + AVD stamp duty HK$1,848,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,373
−HK$7,152/mo
▼ 0.25% · 3.875%
HK$135,923
−HK$3,602/mo
Today · 4.125%
HK$139,525
baseline
▲ 0.50% · 4.625%
HK$146,879
+HK$7,354/mo
Deposit HK$17.39M · loan HK$26.09M · min. income ≈ HK$279,050/mo (50% DSR)
Upfront cash ≈ HK$19.24M (deposit + AVD stamp duty HK$1,848,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,820
−HK$8,705/mo
▼ 0.25% · 3.875%
HK$143,138
−HK$4,387/mo
Today · 4.125%
HK$147,525
baseline
▲ 0.50% · 4.625%
HK$156,501
+HK$8,976/mo
Deposit HK$13.05M · loan HK$30.44M · min. income ≈ HK$295,050/mo (50% DSR)
Upfront cash ≈ HK$14.89M (deposit + AVD stamp duty HK$1,848,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,435
−HK$8,344/mo
▼ 0.25% · 3.875%
HK$158,577
−HK$4,202/mo
Today · 4.125%
HK$162,779
baseline
▲ 0.50% · 4.625%
HK$171,359
+HK$8,580/mo
Deposit HK$13.05M · loan HK$30.44M · min. income ≈ HK$325,558/mo (50% DSR)
Upfront cash ≈ HK$14.89M (deposit + AVD stamp duty HK$1,848,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,482
−HK$11,193/mo
▼ 0.25% · 3.875%
HK$184,034
−HK$5,641/mo
Today · 4.125%
HK$189,675
baseline
▲ 0.50% · 4.625%
HK$201,216
+HK$11,541/mo
Deposit HK$4.35M · loan HK$39.14M · min. income ≈ HK$379,350/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$1,848,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,560
−HK$10,727/mo
▼ 0.25% · 3.875%
HK$203,885
−HK$5,402/mo
Today · 4.125%
HK$209,287
baseline
▲ 0.50% · 4.625%
HK$220,319
+HK$11,032/mo
Deposit HK$4.35M · loan HK$39.14M · min. income ≈ HK$418,574/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$1,848,111 · Scale 2, in force from 26 Feb 2026)