LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,160
−HK$6,218/mo
▼ 0.25% · 3.875%
HK$102,244
−HK$3,134/mo
Today · 4.125%
HK$105,378
baseline
▲ 0.50% · 4.625%
HK$111,790
+HK$6,412/mo
Deposit HK$21.74M · loan HK$21.74M · min. income ≈ HK$210,756/mo (50% DSR)
Upfront cash ≈ HK$23.59M (deposit + AVD stamp duty HK$1,848,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,314
−HK$5,960/mo
▼ 0.25% · 3.875%
HK$113,273
−HK$3,001/mo
Today · 4.125%
HK$116,274
baseline
▲ 0.50% · 4.625%
HK$122,403
+HK$6,129/mo
Deposit HK$21.74M · loan HK$21.74M · min. income ≈ HK$232,548/mo (50% DSR)
Upfront cash ≈ HK$23.59M (deposit + AVD stamp duty HK$1,848,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,992
−HK$7,462/mo
▼ 0.25% · 3.875%
HK$122,693
−HK$3,761/mo
Today · 4.125%
HK$126,454
baseline
▲ 0.50% · 4.625%
HK$134,148
+HK$7,694/mo
Deposit HK$17.39M · loan HK$26.09M · min. income ≈ HK$252,908/mo (50% DSR)
Upfront cash ≈ HK$19.24M (deposit + AVD stamp duty HK$1,848,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,377
−HK$7,152/mo
▼ 0.25% · 3.875%
HK$135,928
−HK$3,601/mo
Today · 4.125%
HK$139,529
baseline
▲ 0.50% · 4.625%
HK$146,884
+HK$7,355/mo
Deposit HK$17.39M · loan HK$26.09M · min. income ≈ HK$279,058/mo (50% DSR)
Upfront cash ≈ HK$19.24M (deposit + AVD stamp duty HK$1,848,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,824
−HK$8,705/mo
▼ 0.25% · 3.875%
HK$143,142
−HK$4,387/mo
Today · 4.125%
HK$147,529
baseline
▲ 0.50% · 4.625%
HK$156,506
+HK$8,977/mo
Deposit HK$13.05M · loan HK$30.44M · min. income ≈ HK$295,058/mo (50% DSR)
Upfront cash ≈ HK$14.89M (deposit + AVD stamp duty HK$1,848,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,440
−HK$8,344/mo
▼ 0.25% · 3.875%
HK$158,582
−HK$4,202/mo
Today · 4.125%
HK$162,784
baseline
▲ 0.50% · 4.625%
HK$171,365
+HK$8,581/mo
Deposit HK$13.05M · loan HK$30.44M · min. income ≈ HK$325,568/mo (50% DSR)
Upfront cash ≈ HK$14.89M (deposit + AVD stamp duty HK$1,848,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,488
−HK$11,193/mo
▼ 0.25% · 3.875%
HK$184,040
−HK$5,641/mo
Today · 4.125%
HK$189,681
baseline
▲ 0.50% · 4.625%
HK$201,222
+HK$11,541/mo
Deposit HK$4.35M · loan HK$39.14M · min. income ≈ HK$379,362/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$1,848,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,566
−HK$10,728/mo
▼ 0.25% · 3.875%
HK$203,891
−HK$5,403/mo
Today · 4.125%
HK$209,294
baseline
▲ 0.50% · 4.625%
HK$220,326
+HK$11,032/mo
Deposit HK$4.35M · loan HK$39.14M · min. income ≈ HK$418,588/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$1,848,168 · Scale 2, in force from 26 Feb 2026)