LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,164
−HK$6,218/mo
▼ 0.25% · 3.875%
HK$102,248
−HK$3,134/mo
Today · 4.125%
HK$105,382
baseline
▲ 0.50% · 4.625%
HK$111,795
+HK$6,413/mo
Deposit HK$21.74M · loan HK$21.74M · min. income ≈ HK$210,764/mo (50% DSR)
Upfront cash ≈ HK$23.59M (deposit + AVD stamp duty HK$1,848,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,319
−HK$5,960/mo
▼ 0.25% · 3.875%
HK$113,278
−HK$3,001/mo
Today · 4.125%
HK$116,279
baseline
▲ 0.50% · 4.625%
HK$122,408
+HK$6,129/mo
Deposit HK$21.74M · loan HK$21.74M · min. income ≈ HK$232,558/mo (50% DSR)
Upfront cash ≈ HK$23.59M (deposit + AVD stamp duty HK$1,848,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,997
−HK$7,462/mo
▼ 0.25% · 3.875%
HK$122,698
−HK$3,761/mo
Today · 4.125%
HK$126,459
baseline
▲ 0.50% · 4.625%
HK$134,154
+HK$7,695/mo
Deposit HK$17.40M · loan HK$26.09M · min. income ≈ HK$252,918/mo (50% DSR)
Upfront cash ≈ HK$19.24M (deposit + AVD stamp duty HK$1,848,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,383
−HK$7,152/mo
▼ 0.25% · 3.875%
HK$135,933
−HK$3,602/mo
Today · 4.125%
HK$139,535
baseline
▲ 0.50% · 4.625%
HK$146,890
+HK$7,355/mo
Deposit HK$17.40M · loan HK$26.09M · min. income ≈ HK$279,070/mo (50% DSR)
Upfront cash ≈ HK$19.24M (deposit + AVD stamp duty HK$1,848,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,829
−HK$8,706/mo
▼ 0.25% · 3.875%
HK$143,148
−HK$4,387/mo
Today · 4.125%
HK$147,535
baseline
▲ 0.50% · 4.625%
HK$156,513
+HK$8,978/mo
Deposit HK$13.05M · loan HK$30.44M · min. income ≈ HK$295,070/mo (50% DSR)
Upfront cash ≈ HK$14.89M (deposit + AVD stamp duty HK$1,848,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,446
−HK$8,345/mo
▼ 0.25% · 3.875%
HK$158,589
−HK$4,202/mo
Today · 4.125%
HK$162,791
baseline
▲ 0.50% · 4.625%
HK$171,372
+HK$8,581/mo
Deposit HK$13.05M · loan HK$30.44M · min. income ≈ HK$325,582/mo (50% DSR)
Upfront cash ≈ HK$14.89M (deposit + AVD stamp duty HK$1,848,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,495
−HK$11,193/mo
▼ 0.25% · 3.875%
HK$184,047
−HK$5,641/mo
Today · 4.125%
HK$189,688
baseline
▲ 0.50% · 4.625%
HK$201,230
+HK$11,542/mo
Deposit HK$4.35M · loan HK$39.14M · min. income ≈ HK$379,376/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$1,848,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,574
−HK$10,728/mo
▼ 0.25% · 3.875%
HK$203,900
−HK$5,402/mo
Today · 4.125%
HK$209,302
baseline
▲ 0.50% · 4.625%
HK$220,335
+HK$11,033/mo
Deposit HK$4.35M · loan HK$39.14M · min. income ≈ HK$418,604/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$1,848,243 · Scale 2, in force from 26 Feb 2026)