LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,172
−HK$6,219/mo
▼ 0.25% · 3.875%
HK$102,257
−HK$3,134/mo
Today · 4.125%
HK$105,391
baseline
▲ 0.50% · 4.625%
HK$111,804
+HK$6,413/mo
Deposit HK$21.75M · loan HK$21.75M · min. income ≈ HK$210,782/mo (50% DSR)
Upfront cash ≈ HK$23.59M (deposit + AVD stamp duty HK$1,848,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,328
−HK$5,961/mo
▼ 0.25% · 3.875%
HK$113,287
−HK$3,002/mo
Today · 4.125%
HK$116,289
baseline
▲ 0.50% · 4.625%
HK$122,419
+HK$6,130/mo
Deposit HK$21.75M · loan HK$21.75M · min. income ≈ HK$232,578/mo (50% DSR)
Upfront cash ≈ HK$23.59M (deposit + AVD stamp duty HK$1,848,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,007
−HK$7,462/mo
▼ 0.25% · 3.875%
HK$122,709
−HK$3,760/mo
Today · 4.125%
HK$126,469
baseline
▲ 0.50% · 4.625%
HK$134,165
+HK$7,696/mo
Deposit HK$17.40M · loan HK$26.10M · min. income ≈ HK$252,938/mo (50% DSR)
Upfront cash ≈ HK$19.25M (deposit + AVD stamp duty HK$1,848,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,394
−HK$7,153/mo
▼ 0.25% · 3.875%
HK$135,945
−HK$3,602/mo
Today · 4.125%
HK$139,547
baseline
▲ 0.50% · 4.625%
HK$146,902
+HK$7,355/mo
Deposit HK$17.40M · loan HK$26.10M · min. income ≈ HK$279,094/mo (50% DSR)
Upfront cash ≈ HK$19.25M (deposit + AVD stamp duty HK$1,848,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,841
−HK$8,707/mo
▼ 0.25% · 3.875%
HK$143,160
−HK$4,388/mo
Today · 4.125%
HK$147,548
baseline
▲ 0.50% · 4.625%
HK$156,526
+HK$8,978/mo
Deposit HK$13.05M · loan HK$30.44M · min. income ≈ HK$295,096/mo (50% DSR)
Upfront cash ≈ HK$14.90M (deposit + AVD stamp duty HK$1,848,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,459
−HK$8,345/mo
▼ 0.25% · 3.875%
HK$158,602
−HK$4,202/mo
Today · 4.125%
HK$162,804
baseline
▲ 0.50% · 4.625%
HK$171,386
+HK$8,582/mo
Deposit HK$13.05M · loan HK$30.44M · min. income ≈ HK$325,608/mo (50% DSR)
Upfront cash ≈ HK$14.90M (deposit + AVD stamp duty HK$1,848,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,510
−HK$11,194/mo
▼ 0.25% · 3.875%
HK$184,063
−HK$5,641/mo
Today · 4.125%
HK$189,704
baseline
▲ 0.50% · 4.625%
HK$201,247
+HK$11,543/mo
Deposit HK$4.35M · loan HK$39.14M · min. income ≈ HK$379,408/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$1,848,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,591
−HK$10,729/mo
▼ 0.25% · 3.875%
HK$203,917
−HK$5,403/mo
Today · 4.125%
HK$209,320
baseline
▲ 0.50% · 4.625%
HK$220,353
+HK$11,033/mo
Deposit HK$4.35M · loan HK$39.14M · min. income ≈ HK$418,640/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$1,848,398 · Scale 2, in force from 26 Feb 2026)