LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,176
−HK$6,219/mo
▼ 0.25% · 3.875%
HK$102,261
−HK$3,134/mo
Today · 4.125%
HK$105,395
baseline
▲ 0.50% · 4.625%
HK$111,808
+HK$6,413/mo
Deposit HK$21.75M · loan HK$21.75M · min. income ≈ HK$210,790/mo (50% DSR)
Upfront cash ≈ HK$23.60M (deposit + AVD stamp duty HK$1,848,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,332
−HK$5,961/mo
▼ 0.25% · 3.875%
HK$113,291
−HK$3,002/mo
Today · 4.125%
HK$116,293
baseline
▲ 0.50% · 4.625%
HK$122,423
+HK$6,130/mo
Deposit HK$21.75M · loan HK$21.75M · min. income ≈ HK$232,586/mo (50% DSR)
Upfront cash ≈ HK$23.60M (deposit + AVD stamp duty HK$1,848,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,011
−HK$7,463/mo
▼ 0.25% · 3.875%
HK$122,713
−HK$3,761/mo
Today · 4.125%
HK$126,474
baseline
▲ 0.50% · 4.625%
HK$134,169
+HK$7,695/mo
Deposit HK$17.40M · loan HK$26.10M · min. income ≈ HK$252,948/mo (50% DSR)
Upfront cash ≈ HK$19.25M (deposit + AVD stamp duty HK$1,848,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,398
−HK$7,153/mo
▼ 0.25% · 3.875%
HK$135,949
−HK$3,602/mo
Today · 4.125%
HK$139,551
baseline
▲ 0.50% · 4.625%
HK$146,907
+HK$7,356/mo
Deposit HK$17.40M · loan HK$26.10M · min. income ≈ HK$279,102/mo (50% DSR)
Upfront cash ≈ HK$19.25M (deposit + AVD stamp duty HK$1,848,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,846
−HK$8,707/mo
▼ 0.25% · 3.875%
HK$143,165
−HK$4,388/mo
Today · 4.125%
HK$147,553
baseline
▲ 0.50% · 4.625%
HK$156,531
+HK$8,978/mo
Deposit HK$13.05M · loan HK$30.45M · min. income ≈ HK$295,106/mo (50% DSR)
Upfront cash ≈ HK$14.90M (deposit + AVD stamp duty HK$1,848,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,465
−HK$8,345/mo
▼ 0.25% · 3.875%
HK$158,607
−HK$4,203/mo
Today · 4.125%
HK$162,810
baseline
▲ 0.50% · 4.625%
HK$171,392
+HK$8,582/mo
Deposit HK$13.05M · loan HK$30.45M · min. income ≈ HK$325,620/mo (50% DSR)
Upfront cash ≈ HK$14.90M (deposit + AVD stamp duty HK$1,848,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,516
−HK$11,195/mo
▼ 0.25% · 3.875%
HK$184,069
−HK$5,642/mo
Today · 4.125%
HK$189,711
baseline
▲ 0.50% · 4.625%
HK$201,254
+HK$11,543/mo
Deposit HK$4.35M · loan HK$39.14M · min. income ≈ HK$379,422/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$1,848,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,597
−HK$10,730/mo
▼ 0.25% · 3.875%
HK$203,924
−HK$5,403/mo
Today · 4.125%
HK$209,327
baseline
▲ 0.50% · 4.625%
HK$220,361
+HK$11,034/mo
Deposit HK$4.35M · loan HK$39.14M · min. income ≈ HK$418,654/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$1,848,462 · Scale 2, in force from 26 Feb 2026)