LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,182
−HK$6,219/mo
▼ 0.25% · 3.875%
HK$102,267
−HK$3,134/mo
Today · 4.125%
HK$105,401
baseline
▲ 0.50% · 4.625%
HK$111,815
+HK$6,414/mo
Deposit HK$21.75M · loan HK$21.75M · min. income ≈ HK$210,802/mo (50% DSR)
Upfront cash ≈ HK$23.60M (deposit + AVD stamp duty HK$1,848,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,339
−HK$5,961/mo
▼ 0.25% · 3.875%
HK$113,298
−HK$3,002/mo
Today · 4.125%
HK$116,300
baseline
▲ 0.50% · 4.625%
HK$122,430
+HK$6,130/mo
Deposit HK$21.75M · loan HK$21.75M · min. income ≈ HK$232,600/mo (50% DSR)
Upfront cash ≈ HK$23.60M (deposit + AVD stamp duty HK$1,848,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,018
−HK$7,464/mo
▼ 0.25% · 3.875%
HK$122,720
−HK$3,762/mo
Today · 4.125%
HK$126,482
baseline
▲ 0.50% · 4.625%
HK$134,178
+HK$7,696/mo
Deposit HK$17.40M · loan HK$26.10M · min. income ≈ HK$252,964/mo (50% DSR)
Upfront cash ≈ HK$19.25M (deposit + AVD stamp duty HK$1,848,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,407
−HK$7,153/mo
▼ 0.25% · 3.875%
HK$135,958
−HK$3,602/mo
Today · 4.125%
HK$139,560
baseline
▲ 0.50% · 4.625%
HK$146,916
+HK$7,356/mo
Deposit HK$17.40M · loan HK$26.10M · min. income ≈ HK$279,120/mo (50% DSR)
Upfront cash ≈ HK$19.25M (deposit + AVD stamp duty HK$1,848,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,855
−HK$8,707/mo
▼ 0.25% · 3.875%
HK$143,174
−HK$4,388/mo
Today · 4.125%
HK$147,562
baseline
▲ 0.50% · 4.625%
HK$156,541
+HK$8,979/mo
Deposit HK$13.05M · loan HK$30.45M · min. income ≈ HK$295,124/mo (50% DSR)
Upfront cash ≈ HK$14.90M (deposit + AVD stamp duty HK$1,848,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,474
−HK$8,346/mo
▼ 0.25% · 3.875%
HK$158,617
−HK$4,203/mo
Today · 4.125%
HK$162,820
baseline
▲ 0.50% · 4.625%
HK$171,403
+HK$8,583/mo
Deposit HK$13.05M · loan HK$30.45M · min. income ≈ HK$325,640/mo (50% DSR)
Upfront cash ≈ HK$14.90M (deposit + AVD stamp duty HK$1,848,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,527
−HK$11,196/mo
▼ 0.25% · 3.875%
HK$184,080
−HK$5,643/mo
Today · 4.125%
HK$189,723
baseline
▲ 0.50% · 4.625%
HK$201,267
+HK$11,544/mo
Deposit HK$4.35M · loan HK$39.15M · min. income ≈ HK$379,446/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$1,848,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,610
−HK$10,730/mo
▼ 0.25% · 3.875%
HK$203,936
−HK$5,404/mo
Today · 4.125%
HK$209,340
baseline
▲ 0.50% · 4.625%
HK$220,375
+HK$11,035/mo
Deposit HK$4.35M · loan HK$39.15M · min. income ≈ HK$418,680/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$1,848,576 · Scale 2, in force from 26 Feb 2026)