LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,187
−HK$6,220/mo
▼ 0.25% · 3.875%
HK$102,273
−HK$3,134/mo
Today · 4.125%
HK$105,407
baseline
▲ 0.50% · 4.625%
HK$111,821
+HK$6,414/mo
Deposit HK$21.75M · loan HK$21.75M · min. income ≈ HK$210,814/mo (50% DSR)
Upfront cash ≈ HK$23.60M (deposit + AVD stamp duty HK$1,848,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,345
−HK$5,962/mo
▼ 0.25% · 3.875%
HK$113,304
−HK$3,003/mo
Today · 4.125%
HK$116,307
baseline
▲ 0.50% · 4.625%
HK$122,437
+HK$6,130/mo
Deposit HK$21.75M · loan HK$21.75M · min. income ≈ HK$232,614/mo (50% DSR)
Upfront cash ≈ HK$23.60M (deposit + AVD stamp duty HK$1,848,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,025
−HK$7,464/mo
▼ 0.25% · 3.875%
HK$122,727
−HK$3,762/mo
Today · 4.125%
HK$126,489
baseline
▲ 0.50% · 4.625%
HK$134,185
+HK$7,696/mo
Deposit HK$17.40M · loan HK$26.10M · min. income ≈ HK$252,978/mo (50% DSR)
Upfront cash ≈ HK$19.25M (deposit + AVD stamp duty HK$1,848,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,414
−HK$7,154/mo
▼ 0.25% · 3.875%
HK$135,965
−HK$3,603/mo
Today · 4.125%
HK$139,568
baseline
▲ 0.50% · 4.625%
HK$146,925
+HK$7,357/mo
Deposit HK$17.40M · loan HK$26.10M · min. income ≈ HK$279,136/mo (50% DSR)
Upfront cash ≈ HK$19.25M (deposit + AVD stamp duty HK$1,848,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,862
−HK$8,708/mo
▼ 0.25% · 3.875%
HK$143,182
−HK$4,388/mo
Today · 4.125%
HK$147,570
baseline
▲ 0.50% · 4.625%
HK$156,550
+HK$8,980/mo
Deposit HK$13.05M · loan HK$30.45M · min. income ≈ HK$295,140/mo (50% DSR)
Upfront cash ≈ HK$14.90M (deposit + AVD stamp duty HK$1,848,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,483
−HK$8,346/mo
▼ 0.25% · 3.875%
HK$158,626
−HK$4,203/mo
Today · 4.125%
HK$162,829
baseline
▲ 0.50% · 4.625%
HK$171,412
+HK$8,583/mo
Deposit HK$13.05M · loan HK$30.45M · min. income ≈ HK$325,658/mo (50% DSR)
Upfront cash ≈ HK$14.90M (deposit + AVD stamp duty HK$1,848,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,537
−HK$11,196/mo
▼ 0.25% · 3.875%
HK$184,091
−HK$5,642/mo
Today · 4.125%
HK$189,733
baseline
▲ 0.50% · 4.625%
HK$201,278
+HK$11,545/mo
Deposit HK$4.35M · loan HK$39.15M · min. income ≈ HK$379,466/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$1,848,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,621
−HK$10,731/mo
▼ 0.25% · 3.875%
HK$203,948
−HK$5,404/mo
Today · 4.125%
HK$209,352
baseline
▲ 0.50% · 4.625%
HK$220,387
+HK$11,035/mo
Deposit HK$4.35M · loan HK$39.15M · min. income ≈ HK$418,704/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$1,848,682 · Scale 2, in force from 26 Feb 2026)