LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,214
−HK$6,221/mo
▼ 0.25% · 3.875%
HK$102,300
−HK$3,135/mo
Today · 4.125%
HK$105,435
baseline
▲ 0.50% · 4.625%
HK$111,851
+HK$6,416/mo
Deposit HK$21.75M · loan HK$21.75M · min. income ≈ HK$210,870/mo (50% DSR)
Upfront cash ≈ HK$23.60M (deposit + AVD stamp duty HK$1,849,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,374
−HK$5,963/mo
▼ 0.25% · 3.875%
HK$113,334
−HK$3,003/mo
Today · 4.125%
HK$116,337
baseline
▲ 0.50% · 4.625%
HK$122,470
+HK$6,133/mo
Deposit HK$21.75M · loan HK$21.75M · min. income ≈ HK$232,674/mo (50% DSR)
Upfront cash ≈ HK$23.60M (deposit + AVD stamp duty HK$1,849,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,056
−HK$7,466/mo
▼ 0.25% · 3.875%
HK$122,760
−HK$3,762/mo
Today · 4.125%
HK$126,522
baseline
▲ 0.50% · 4.625%
HK$134,221
+HK$7,699/mo
Deposit HK$17.40M · loan HK$26.11M · min. income ≈ HK$253,044/mo (50% DSR)
Upfront cash ≈ HK$19.25M (deposit + AVD stamp duty HK$1,849,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,449
−HK$7,156/mo
▼ 0.25% · 3.875%
HK$136,001
−HK$3,604/mo
Today · 4.125%
HK$139,605
baseline
▲ 0.50% · 4.625%
HK$146,963
+HK$7,358/mo
Deposit HK$17.40M · loan HK$26.11M · min. income ≈ HK$279,210/mo (50% DSR)
Upfront cash ≈ HK$19.25M (deposit + AVD stamp duty HK$1,849,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,899
−HK$8,710/mo
▼ 0.25% · 3.875%
HK$143,219
−HK$4,390/mo
Today · 4.125%
HK$147,609
baseline
▲ 0.50% · 4.625%
HK$156,591
+HK$8,982/mo
Deposit HK$13.05M · loan HK$30.46M · min. income ≈ HK$295,218/mo (50% DSR)
Upfront cash ≈ HK$14.90M (deposit + AVD stamp duty HK$1,849,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,524
−HK$8,348/mo
▼ 0.25% · 3.875%
HK$158,668
−HK$4,204/mo
Today · 4.125%
HK$162,872
baseline
▲ 0.50% · 4.625%
HK$171,457
+HK$8,585/mo
Deposit HK$13.05M · loan HK$30.46M · min. income ≈ HK$325,744/mo (50% DSR)
Upfront cash ≈ HK$14.90M (deposit + AVD stamp duty HK$1,849,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,584
−HK$11,199/mo
▼ 0.25% · 3.875%
HK$184,139
−HK$5,644/mo
Today · 4.125%
HK$189,783
baseline
▲ 0.50% · 4.625%
HK$201,331
+HK$11,548/mo
Deposit HK$4.35M · loan HK$39.16M · min. income ≈ HK$379,566/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$1,849,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,673
−HK$10,734/mo
▼ 0.25% · 3.875%
HK$204,002
−HK$5,405/mo
Today · 4.125%
HK$209,407
baseline
▲ 0.50% · 4.625%
HK$220,445
+HK$11,038/mo
Deposit HK$4.35M · loan HK$39.16M · min. income ≈ HK$418,814/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$1,849,167 · Scale 2, in force from 26 Feb 2026)