LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,214
−HK$6,222/mo
▼ 0.25% · 3.875%
HK$102,300
−HK$3,136/mo
Today · 4.125%
HK$105,436
baseline
▲ 0.50% · 4.625%
HK$111,851
+HK$6,415/mo
Deposit HK$21.76M · loan HK$21.76M · min. income ≈ HK$210,872/mo (50% DSR)
Upfront cash ≈ HK$23.60M (deposit + AVD stamp duty HK$1,849,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,375
−HK$5,963/mo
▼ 0.25% · 3.875%
HK$113,335
−HK$3,003/mo
Today · 4.125%
HK$116,338
baseline
▲ 0.50% · 4.625%
HK$122,470
+HK$6,132/mo
Deposit HK$21.76M · loan HK$21.76M · min. income ≈ HK$232,676/mo (50% DSR)
Upfront cash ≈ HK$23.60M (deposit + AVD stamp duty HK$1,849,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,057
−HK$7,466/mo
▼ 0.25% · 3.875%
HK$122,760
−HK$3,763/mo
Today · 4.125%
HK$126,523
baseline
▲ 0.50% · 4.625%
HK$134,222
+HK$7,699/mo
Deposit HK$17.40M · loan HK$26.11M · min. income ≈ HK$253,046/mo (50% DSR)
Upfront cash ≈ HK$19.25M (deposit + AVD stamp duty HK$1,849,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,450
−HK$7,156/mo
▼ 0.25% · 3.875%
HK$136,002
−HK$3,604/mo
Today · 4.125%
HK$139,606
baseline
▲ 0.50% · 4.625%
HK$146,965
+HK$7,359/mo
Deposit HK$17.40M · loan HK$26.11M · min. income ≈ HK$279,212/mo (50% DSR)
Upfront cash ≈ HK$19.25M (deposit + AVD stamp duty HK$1,849,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,900
−HK$8,710/mo
▼ 0.25% · 3.875%
HK$143,221
−HK$4,389/mo
Today · 4.125%
HK$147,610
baseline
▲ 0.50% · 4.625%
HK$156,592
+HK$8,982/mo
Deposit HK$13.05M · loan HK$30.46M · min. income ≈ HK$295,220/mo (50% DSR)
Upfront cash ≈ HK$14.90M (deposit + AVD stamp duty HK$1,849,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,525
−HK$8,348/mo
▼ 0.25% · 3.875%
HK$158,669
−HK$4,204/mo
Today · 4.125%
HK$162,873
baseline
▲ 0.50% · 4.625%
HK$171,459
+HK$8,586/mo
Deposit HK$13.05M · loan HK$30.46M · min. income ≈ HK$325,746/mo (50% DSR)
Upfront cash ≈ HK$14.90M (deposit + AVD stamp duty HK$1,849,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,586
−HK$11,199/mo
▼ 0.25% · 3.875%
HK$184,141
−HK$5,644/mo
Today · 4.125%
HK$189,785
baseline
▲ 0.50% · 4.625%
HK$201,333
+HK$11,548/mo
Deposit HK$4.35M · loan HK$39.16M · min. income ≈ HK$379,570/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$1,849,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,675
−HK$10,734/mo
▼ 0.25% · 3.875%
HK$204,003
−HK$5,406/mo
Today · 4.125%
HK$209,409
baseline
▲ 0.50% · 4.625%
HK$220,447
+HK$11,038/mo
Deposit HK$4.35M · loan HK$39.16M · min. income ≈ HK$418,818/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$1,849,181 · Scale 2, in force from 26 Feb 2026)