LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,219
−HK$6,222/mo
▼ 0.25% · 3.875%
HK$102,305
−HK$3,136/mo
Today · 4.125%
HK$105,441
baseline
▲ 0.50% · 4.625%
HK$111,856
+HK$6,415/mo
Deposit HK$21.76M · loan HK$21.76M · min. income ≈ HK$210,882/mo (50% DSR)
Upfront cash ≈ HK$23.61M (deposit + AVD stamp duty HK$1,849,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,380
−HK$5,963/mo
▼ 0.25% · 3.875%
HK$113,340
−HK$3,003/mo
Today · 4.125%
HK$116,343
baseline
▲ 0.50% · 4.625%
HK$122,476
+HK$6,133/mo
Deposit HK$21.76M · loan HK$21.76M · min. income ≈ HK$232,686/mo (50% DSR)
Upfront cash ≈ HK$23.61M (deposit + AVD stamp duty HK$1,849,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,062
−HK$7,467/mo
▼ 0.25% · 3.875%
HK$122,766
−HK$3,763/mo
Today · 4.125%
HK$126,529
baseline
▲ 0.50% · 4.625%
HK$134,228
+HK$7,699/mo
Deposit HK$17.40M · loan HK$26.11M · min. income ≈ HK$253,058/mo (50% DSR)
Upfront cash ≈ HK$19.25M (deposit + AVD stamp duty HK$1,849,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,456
−HK$7,156/mo
▼ 0.25% · 3.875%
HK$136,008
−HK$3,604/mo
Today · 4.125%
HK$139,612
baseline
▲ 0.50% · 4.625%
HK$146,971
+HK$7,359/mo
Deposit HK$17.40M · loan HK$26.11M · min. income ≈ HK$279,224/mo (50% DSR)
Upfront cash ≈ HK$19.25M (deposit + AVD stamp duty HK$1,849,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,906
−HK$8,711/mo
▼ 0.25% · 3.875%
HK$143,227
−HK$4,390/mo
Today · 4.125%
HK$147,617
baseline
▲ 0.50% · 4.625%
HK$156,599
+HK$8,982/mo
Deposit HK$13.05M · loan HK$30.46M · min. income ≈ HK$295,234/mo (50% DSR)
Upfront cash ≈ HK$14.90M (deposit + AVD stamp duty HK$1,849,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,532
−HK$8,349/mo
▼ 0.25% · 3.875%
HK$158,676
−HK$4,205/mo
Today · 4.125%
HK$162,881
baseline
▲ 0.50% · 4.625%
HK$171,466
+HK$8,585/mo
Deposit HK$13.05M · loan HK$30.46M · min. income ≈ HK$325,762/mo (50% DSR)
Upfront cash ≈ HK$14.90M (deposit + AVD stamp duty HK$1,849,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,594
−HK$11,199/mo
▼ 0.25% · 3.875%
HK$184,149
−HK$5,644/mo
Today · 4.125%
HK$189,793
baseline
▲ 0.50% · 4.625%
HK$201,341
+HK$11,548/mo
Deposit HK$4.35M · loan HK$39.16M · min. income ≈ HK$379,586/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$1,849,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,684
−HK$10,734/mo
▼ 0.25% · 3.875%
HK$204,012
−HK$5,406/mo
Today · 4.125%
HK$209,418
baseline
▲ 0.50% · 4.625%
HK$220,457
+HK$11,039/mo
Deposit HK$4.35M · loan HK$39.16M · min. income ≈ HK$418,836/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$1,849,263 · Scale 2, in force from 26 Feb 2026)