LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,232
−HK$6,223/mo
▼ 0.25% · 3.875%
HK$102,319
−HK$3,136/mo
Today · 4.125%
HK$105,455
baseline
▲ 0.50% · 4.625%
HK$111,872
+HK$6,417/mo
Deposit HK$21.76M · loan HK$21.76M · min. income ≈ HK$210,910/mo (50% DSR)
Upfront cash ≈ HK$23.61M (deposit + AVD stamp duty HK$1,849,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,395
−HK$5,964/mo
▼ 0.25% · 3.875%
HK$113,356
−HK$3,003/mo
Today · 4.125%
HK$116,359
baseline
▲ 0.50% · 4.625%
HK$122,493
+HK$6,134/mo
Deposit HK$21.76M · loan HK$21.76M · min. income ≈ HK$232,718/mo (50% DSR)
Upfront cash ≈ HK$23.61M (deposit + AVD stamp duty HK$1,849,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,079
−HK$7,467/mo
▼ 0.25% · 3.875%
HK$122,783
−HK$3,763/mo
Today · 4.125%
HK$126,546
baseline
▲ 0.50% · 4.625%
HK$134,246
+HK$7,700/mo
Deposit HK$17.41M · loan HK$26.11M · min. income ≈ HK$253,092/mo (50% DSR)
Upfront cash ≈ HK$19.26M (deposit + AVD stamp duty HK$1,849,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,474
−HK$7,157/mo
▼ 0.25% · 3.875%
HK$136,027
−HK$3,604/mo
Today · 4.125%
HK$139,631
baseline
▲ 0.50% · 4.625%
HK$146,991
+HK$7,360/mo
Deposit HK$17.41M · loan HK$26.11M · min. income ≈ HK$279,262/mo (50% DSR)
Upfront cash ≈ HK$19.26M (deposit + AVD stamp duty HK$1,849,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,925
−HK$8,712/mo
▼ 0.25% · 3.875%
HK$143,247
−HK$4,390/mo
Today · 4.125%
HK$147,637
baseline
▲ 0.50% · 4.625%
HK$156,620
+HK$8,983/mo
Deposit HK$13.06M · loan HK$30.46M · min. income ≈ HK$295,274/mo (50% DSR)
Upfront cash ≈ HK$14.90M (deposit + AVD stamp duty HK$1,849,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,553
−HK$8,350/mo
▼ 0.25% · 3.875%
HK$158,698
−HK$4,205/mo
Today · 4.125%
HK$162,903
baseline
▲ 0.50% · 4.625%
HK$171,490
+HK$8,587/mo
Deposit HK$13.06M · loan HK$30.46M · min. income ≈ HK$325,806/mo (50% DSR)
Upfront cash ≈ HK$14.90M (deposit + AVD stamp duty HK$1,849,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,618
−HK$11,201/mo
▼ 0.25% · 3.875%
HK$184,174
−HK$5,645/mo
Today · 4.125%
HK$189,819
baseline
▲ 0.50% · 4.625%
HK$201,369
+HK$11,550/mo
Deposit HK$4.35M · loan HK$39.17M · min. income ≈ HK$379,638/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$1,849,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,711
−HK$10,736/mo
▼ 0.25% · 3.875%
HK$204,040
−HK$5,407/mo
Today · 4.125%
HK$209,447
baseline
▲ 0.50% · 4.625%
HK$220,487
+HK$11,040/mo
Deposit HK$4.35M · loan HK$39.17M · min. income ≈ HK$418,894/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$1,849,517 · Scale 2, in force from 26 Feb 2026)