LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,236
−HK$6,223/mo
▼ 0.25% · 3.875%
HK$102,323
−HK$3,136/mo
Today · 4.125%
HK$105,459
baseline
▲ 0.50% · 4.625%
HK$111,876
+HK$6,417/mo
Deposit HK$21.76M · loan HK$21.76M · min. income ≈ HK$210,918/mo (50% DSR)
Upfront cash ≈ HK$23.61M (deposit + AVD stamp duty HK$1,849,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,399
−HK$5,964/mo
▼ 0.25% · 3.875%
HK$113,360
−HK$3,003/mo
Today · 4.125%
HK$116,363
baseline
▲ 0.50% · 4.625%
HK$122,497
+HK$6,134/mo
Deposit HK$21.76M · loan HK$21.76M · min. income ≈ HK$232,726/mo (50% DSR)
Upfront cash ≈ HK$23.61M (deposit + AVD stamp duty HK$1,849,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,083
−HK$7,468/mo
▼ 0.25% · 3.875%
HK$122,787
−HK$3,764/mo
Today · 4.125%
HK$126,551
baseline
▲ 0.50% · 4.625%
HK$134,251
+HK$7,700/mo
Deposit HK$17.41M · loan HK$26.11M · min. income ≈ HK$253,102/mo (50% DSR)
Upfront cash ≈ HK$19.26M (deposit + AVD stamp duty HK$1,849,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,479
−HK$7,157/mo
▼ 0.25% · 3.875%
HK$136,032
−HK$3,604/mo
Today · 4.125%
HK$139,636
baseline
▲ 0.50% · 4.625%
HK$146,997
+HK$7,361/mo
Deposit HK$17.41M · loan HK$26.11M · min. income ≈ HK$279,272/mo (50% DSR)
Upfront cash ≈ HK$19.26M (deposit + AVD stamp duty HK$1,849,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,930
−HK$8,712/mo
▼ 0.25% · 3.875%
HK$143,252
−HK$4,390/mo
Today · 4.125%
HK$147,642
baseline
▲ 0.50% · 4.625%
HK$156,626
+HK$8,984/mo
Deposit HK$13.06M · loan HK$30.46M · min. income ≈ HK$295,284/mo (50% DSR)
Upfront cash ≈ HK$14.91M (deposit + AVD stamp duty HK$1,849,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,558
−HK$8,351/mo
▼ 0.25% · 3.875%
HK$158,704
−HK$4,205/mo
Today · 4.125%
HK$162,909
baseline
▲ 0.50% · 4.625%
HK$171,496
+HK$8,587/mo
Deposit HK$13.06M · loan HK$30.46M · min. income ≈ HK$325,818/mo (50% DSR)
Upfront cash ≈ HK$14.91M (deposit + AVD stamp duty HK$1,849,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,625
−HK$11,201/mo
▼ 0.25% · 3.875%
HK$184,181
−HK$5,645/mo
Today · 4.125%
HK$189,826
baseline
▲ 0.50% · 4.625%
HK$201,376
+HK$11,550/mo
Deposit HK$4.35M · loan HK$39.17M · min. income ≈ HK$379,652/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$1,849,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,718
−HK$10,736/mo
▼ 0.25% · 3.875%
HK$204,048
−HK$5,406/mo
Today · 4.125%
HK$209,454
baseline
▲ 0.50% · 4.625%
HK$220,495
+HK$11,041/mo
Deposit HK$4.35M · loan HK$39.17M · min. income ≈ HK$418,908/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$1,849,584 · Scale 2, in force from 26 Feb 2026)