LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,237
−HK$6,223/mo
▼ 0.25% · 3.875%
HK$102,324
−HK$3,136/mo
Today · 4.125%
HK$105,460
baseline
▲ 0.50% · 4.625%
HK$111,877
+HK$6,417/mo
Deposit HK$21.76M · loan HK$21.76M · min. income ≈ HK$210,920/mo (50% DSR)
Upfront cash ≈ HK$23.61M (deposit + AVD stamp duty HK$1,849,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,400
−HK$5,965/mo
▼ 0.25% · 3.875%
HK$113,361
−HK$3,004/mo
Today · 4.125%
HK$116,365
baseline
▲ 0.50% · 4.625%
HK$122,499
+HK$6,134/mo
Deposit HK$21.76M · loan HK$21.76M · min. income ≈ HK$232,730/mo (50% DSR)
Upfront cash ≈ HK$23.61M (deposit + AVD stamp duty HK$1,849,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,085
−HK$7,467/mo
▼ 0.25% · 3.875%
HK$122,789
−HK$3,763/mo
Today · 4.125%
HK$126,552
baseline
▲ 0.50% · 4.625%
HK$134,253
+HK$7,701/mo
Deposit HK$17.41M · loan HK$26.11M · min. income ≈ HK$253,104/mo (50% DSR)
Upfront cash ≈ HK$19.26M (deposit + AVD stamp duty HK$1,849,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,481
−HK$7,157/mo
▼ 0.25% · 3.875%
HK$136,034
−HK$3,604/mo
Today · 4.125%
HK$139,638
baseline
▲ 0.50% · 4.625%
HK$146,999
+HK$7,361/mo
Deposit HK$17.41M · loan HK$26.11M · min. income ≈ HK$279,276/mo (50% DSR)
Upfront cash ≈ HK$19.26M (deposit + AVD stamp duty HK$1,849,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,932
−HK$8,712/mo
▼ 0.25% · 3.875%
HK$143,254
−HK$4,390/mo
Today · 4.125%
HK$147,644
baseline
▲ 0.50% · 4.625%
HK$156,628
+HK$8,984/mo
Deposit HK$13.06M · loan HK$30.46M · min. income ≈ HK$295,288/mo (50% DSR)
Upfront cash ≈ HK$14.91M (deposit + AVD stamp duty HK$1,849,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,561
−HK$8,350/mo
▼ 0.25% · 3.875%
HK$158,706
−HK$4,205/mo
Today · 4.125%
HK$162,911
baseline
▲ 0.50% · 4.625%
HK$171,498
+HK$8,587/mo
Deposit HK$13.06M · loan HK$30.46M · min. income ≈ HK$325,822/mo (50% DSR)
Upfront cash ≈ HK$14.91M (deposit + AVD stamp duty HK$1,849,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,627
−HK$11,202/mo
▼ 0.25% · 3.875%
HK$184,183
−HK$5,646/mo
Today · 4.125%
HK$189,829
baseline
▲ 0.50% · 4.625%
HK$201,379
+HK$11,550/mo
Deposit HK$4.35M · loan HK$39.17M · min. income ≈ HK$379,658/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$1,849,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,721
−HK$10,736/mo
▼ 0.25% · 3.875%
HK$204,050
−HK$5,407/mo
Today · 4.125%
HK$209,457
baseline
▲ 0.50% · 4.625%
HK$220,498
+HK$11,041/mo
Deposit HK$4.35M · loan HK$39.17M · min. income ≈ HK$418,914/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$1,849,610 · Scale 2, in force from 26 Feb 2026)