LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,238
−HK$6,223/mo
▼ 0.25% · 3.875%
HK$102,325
−HK$3,136/mo
Today · 4.125%
HK$105,461
baseline
▲ 0.50% · 4.625%
HK$111,878
+HK$6,417/mo
Deposit HK$21.76M · loan HK$21.76M · min. income ≈ HK$210,922/mo (50% DSR)
Upfront cash ≈ HK$23.61M (deposit + AVD stamp duty HK$1,849,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,401
−HK$5,965/mo
▼ 0.25% · 3.875%
HK$113,362
−HK$3,004/mo
Today · 4.125%
HK$116,366
baseline
▲ 0.50% · 4.625%
HK$122,500
+HK$6,134/mo
Deposit HK$21.76M · loan HK$21.76M · min. income ≈ HK$232,732/mo (50% DSR)
Upfront cash ≈ HK$23.61M (deposit + AVD stamp duty HK$1,849,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,086
−HK$7,467/mo
▼ 0.25% · 3.875%
HK$122,790
−HK$3,763/mo
Today · 4.125%
HK$126,553
baseline
▲ 0.50% · 4.625%
HK$134,254
+HK$7,701/mo
Deposit HK$17.41M · loan HK$26.11M · min. income ≈ HK$253,106/mo (50% DSR)
Upfront cash ≈ HK$19.26M (deposit + AVD stamp duty HK$1,849,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,481
−HK$7,158/mo
▼ 0.25% · 3.875%
HK$136,035
−HK$3,604/mo
Today · 4.125%
HK$139,639
baseline
▲ 0.50% · 4.625%
HK$147,000
+HK$7,361/mo
Deposit HK$17.41M · loan HK$26.11M · min. income ≈ HK$279,278/mo (50% DSR)
Upfront cash ≈ HK$19.26M (deposit + AVD stamp duty HK$1,849,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,933
−HK$8,712/mo
▼ 0.25% · 3.875%
HK$143,255
−HK$4,390/mo
Today · 4.125%
HK$147,645
baseline
▲ 0.50% · 4.625%
HK$156,629
+HK$8,984/mo
Deposit HK$13.06M · loan HK$30.46M · min. income ≈ HK$295,290/mo (50% DSR)
Upfront cash ≈ HK$14.91M (deposit + AVD stamp duty HK$1,849,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,562
−HK$8,350/mo
▼ 0.25% · 3.875%
HK$158,707
−HK$4,205/mo
Today · 4.125%
HK$162,912
baseline
▲ 0.50% · 4.625%
HK$171,500
+HK$8,588/mo
Deposit HK$13.06M · loan HK$30.46M · min. income ≈ HK$325,824/mo (50% DSR)
Upfront cash ≈ HK$14.91M (deposit + AVD stamp duty HK$1,849,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,628
−HK$11,202/mo
▼ 0.25% · 3.875%
HK$184,185
−HK$5,645/mo
Today · 4.125%
HK$189,830
baseline
▲ 0.50% · 4.625%
HK$201,381
+HK$11,551/mo
Deposit HK$4.35M · loan HK$39.17M · min. income ≈ HK$379,660/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$1,849,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,722
−HK$10,737/mo
▼ 0.25% · 3.875%
HK$204,052
−HK$5,407/mo
Today · 4.125%
HK$209,459
baseline
▲ 0.50% · 4.625%
HK$220,499
+HK$11,040/mo
Deposit HK$4.35M · loan HK$39.17M · min. income ≈ HK$418,918/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$1,849,623 · Scale 2, in force from 26 Feb 2026)