LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,240
−HK$6,223/mo
▼ 0.25% · 3.875%
HK$102,326
−HK$3,137/mo
Today · 4.125%
HK$105,463
baseline
▲ 0.50% · 4.625%
HK$111,880
+HK$6,417/mo
Deposit HK$21.76M · loan HK$21.76M · min. income ≈ HK$210,926/mo (50% DSR)
Upfront cash ≈ HK$23.61M (deposit + AVD stamp duty HK$1,849,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,403
−HK$5,965/mo
▼ 0.25% · 3.875%
HK$113,364
−HK$3,004/mo
Today · 4.125%
HK$116,368
baseline
▲ 0.50% · 4.625%
HK$122,502
+HK$6,134/mo
Deposit HK$21.76M · loan HK$21.76M · min. income ≈ HK$232,736/mo (50% DSR)
Upfront cash ≈ HK$23.61M (deposit + AVD stamp duty HK$1,849,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,087
−HK$7,468/mo
▼ 0.25% · 3.875%
HK$122,792
−HK$3,763/mo
Today · 4.125%
HK$126,555
baseline
▲ 0.50% · 4.625%
HK$134,256
+HK$7,701/mo
Deposit HK$17.41M · loan HK$26.11M · min. income ≈ HK$253,110/mo (50% DSR)
Upfront cash ≈ HK$19.26M (deposit + AVD stamp duty HK$1,849,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,484
−HK$7,157/mo
▼ 0.25% · 3.875%
HK$136,037
−HK$3,604/mo
Today · 4.125%
HK$139,641
baseline
▲ 0.50% · 4.625%
HK$147,002
+HK$7,361/mo
Deposit HK$17.41M · loan HK$26.11M · min. income ≈ HK$279,282/mo (50% DSR)
Upfront cash ≈ HK$19.26M (deposit + AVD stamp duty HK$1,849,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,935
−HK$8,713/mo
▼ 0.25% · 3.875%
HK$143,257
−HK$4,391/mo
Today · 4.125%
HK$147,648
baseline
▲ 0.50% · 4.625%
HK$156,632
+HK$8,984/mo
Deposit HK$13.06M · loan HK$30.46M · min. income ≈ HK$295,296/mo (50% DSR)
Upfront cash ≈ HK$14.91M (deposit + AVD stamp duty HK$1,849,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,564
−HK$8,351/mo
▼ 0.25% · 3.875%
HK$158,709
−HK$4,206/mo
Today · 4.125%
HK$162,915
baseline
▲ 0.50% · 4.625%
HK$171,502
+HK$8,587/mo
Deposit HK$13.06M · loan HK$30.46M · min. income ≈ HK$325,830/mo (50% DSR)
Upfront cash ≈ HK$14.91M (deposit + AVD stamp duty HK$1,849,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,631
−HK$11,202/mo
▼ 0.25% · 3.875%
HK$184,188
−HK$5,645/mo
Today · 4.125%
HK$189,833
baseline
▲ 0.50% · 4.625%
HK$201,384
+HK$11,551/mo
Deposit HK$4.35M · loan HK$39.17M · min. income ≈ HK$379,666/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$1,849,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,725
−HK$10,737/mo
▼ 0.25% · 3.875%
HK$204,055
−HK$5,407/mo
Today · 4.125%
HK$209,462
baseline
▲ 0.50% · 4.625%
HK$220,503
+HK$11,041/mo
Deposit HK$4.35M · loan HK$39.17M · min. income ≈ HK$418,924/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$1,849,652 · Scale 2, in force from 26 Feb 2026)