LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,242
−HK$6,224/mo
▼ 0.25% · 3.875%
HK$102,329
−HK$3,137/mo
Today · 4.125%
HK$105,466
baseline
▲ 0.50% · 4.625%
HK$111,883
+HK$6,417/mo
Deposit HK$21.76M · loan HK$21.76M · min. income ≈ HK$210,932/mo (50% DSR)
Upfront cash ≈ HK$23.61M (deposit + AVD stamp duty HK$1,849,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,406
−HK$5,965/mo
▼ 0.25% · 3.875%
HK$113,367
−HK$3,004/mo
Today · 4.125%
HK$116,371
baseline
▲ 0.50% · 4.625%
HK$122,505
+HK$6,134/mo
Deposit HK$21.76M · loan HK$21.76M · min. income ≈ HK$232,742/mo (50% DSR)
Upfront cash ≈ HK$23.61M (deposit + AVD stamp duty HK$1,849,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,091
−HK$7,468/mo
▼ 0.25% · 3.875%
HK$122,795
−HK$3,764/mo
Today · 4.125%
HK$126,559
baseline
▲ 0.50% · 4.625%
HK$134,260
+HK$7,701/mo
Deposit HK$17.41M · loan HK$26.11M · min. income ≈ HK$253,118/mo (50% DSR)
Upfront cash ≈ HK$19.26M (deposit + AVD stamp duty HK$1,849,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,487
−HK$7,158/mo
▼ 0.25% · 3.875%
HK$136,041
−HK$3,604/mo
Today · 4.125%
HK$139,645
baseline
▲ 0.50% · 4.625%
HK$147,006
+HK$7,361/mo
Deposit HK$17.41M · loan HK$26.11M · min. income ≈ HK$279,290/mo (50% DSR)
Upfront cash ≈ HK$19.26M (deposit + AVD stamp duty HK$1,849,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,939
−HK$8,713/mo
▼ 0.25% · 3.875%
HK$143,261
−HK$4,391/mo
Today · 4.125%
HK$147,652
baseline
▲ 0.50% · 4.625%
HK$156,636
+HK$8,984/mo
Deposit HK$13.06M · loan HK$30.47M · min. income ≈ HK$295,304/mo (50% DSR)
Upfront cash ≈ HK$14.91M (deposit + AVD stamp duty HK$1,849,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,568
−HK$8,351/mo
▼ 0.25% · 3.875%
HK$158,714
−HK$4,205/mo
Today · 4.125%
HK$162,919
baseline
▲ 0.50% · 4.625%
HK$171,507
+HK$8,588/mo
Deposit HK$13.06M · loan HK$30.47M · min. income ≈ HK$325,838/mo (50% DSR)
Upfront cash ≈ HK$14.91M (deposit + AVD stamp duty HK$1,849,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,636
−HK$11,202/mo
▼ 0.25% · 3.875%
HK$184,193
−HK$5,645/mo
Today · 4.125%
HK$189,838
baseline
▲ 0.50% · 4.625%
HK$201,389
+HK$11,551/mo
Deposit HK$4.35M · loan HK$39.17M · min. income ≈ HK$379,676/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$1,849,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,731
−HK$10,737/mo
▼ 0.25% · 3.875%
HK$204,061
−HK$5,407/mo
Today · 4.125%
HK$209,468
baseline
▲ 0.50% · 4.625%
HK$220,509
+HK$11,041/mo
Deposit HK$4.35M · loan HK$39.17M · min. income ≈ HK$418,936/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$1,849,704 · Scale 2, in force from 26 Feb 2026)