LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,254
−HK$6,224/mo
▼ 0.25% · 3.875%
HK$102,341
−HK$3,137/mo
Today · 4.125%
HK$105,478
baseline
▲ 0.50% · 4.625%
HK$111,896
+HK$6,418/mo
Deposit HK$21.76M · loan HK$21.76M · min. income ≈ HK$210,956/mo (50% DSR)
Upfront cash ≈ HK$23.61M (deposit + AVD stamp duty HK$1,849,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,419
−HK$5,965/mo
▼ 0.25% · 3.875%
HK$113,380
−HK$3,004/mo
Today · 4.125%
HK$116,384
baseline
▲ 0.50% · 4.625%
HK$122,519
+HK$6,135/mo
Deposit HK$21.76M · loan HK$21.76M · min. income ≈ HK$232,768/mo (50% DSR)
Upfront cash ≈ HK$23.61M (deposit + AVD stamp duty HK$1,849,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,104
−HK$7,469/mo
▼ 0.25% · 3.875%
HK$122,809
−HK$3,764/mo
Today · 4.125%
HK$126,573
baseline
▲ 0.50% · 4.625%
HK$134,275
+HK$7,702/mo
Deposit HK$17.41M · loan HK$26.12M · min. income ≈ HK$253,146/mo (50% DSR)
Upfront cash ≈ HK$19.26M (deposit + AVD stamp duty HK$1,849,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,502
−HK$7,159/mo
▼ 0.25% · 3.875%
HK$136,056
−HK$3,605/mo
Today · 4.125%
HK$139,661
baseline
▲ 0.50% · 4.625%
HK$147,023
+HK$7,362/mo
Deposit HK$17.41M · loan HK$26.12M · min. income ≈ HK$279,322/mo (50% DSR)
Upfront cash ≈ HK$19.26M (deposit + AVD stamp duty HK$1,849,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,955
−HK$8,714/mo
▼ 0.25% · 3.875%
HK$143,277
−HK$4,392/mo
Today · 4.125%
HK$147,669
baseline
▲ 0.50% · 4.625%
HK$156,654
+HK$8,985/mo
Deposit HK$13.06M · loan HK$30.47M · min. income ≈ HK$295,338/mo (50% DSR)
Upfront cash ≈ HK$14.91M (deposit + AVD stamp duty HK$1,849,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,586
−HK$8,352/mo
▼ 0.25% · 3.875%
HK$158,732
−HK$4,206/mo
Today · 4.125%
HK$162,938
baseline
▲ 0.50% · 4.625%
HK$171,527
+HK$8,589/mo
Deposit HK$13.06M · loan HK$30.47M · min. income ≈ HK$325,876/mo (50% DSR)
Upfront cash ≈ HK$14.91M (deposit + AVD stamp duty HK$1,849,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,657
−HK$11,203/mo
▼ 0.25% · 3.875%
HK$184,214
−HK$5,646/mo
Today · 4.125%
HK$189,860
baseline
▲ 0.50% · 4.625%
HK$201,413
+HK$11,553/mo
Deposit HK$4.35M · loan HK$39.17M · min. income ≈ HK$379,720/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$1,849,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,754
−HK$10,738/mo
▼ 0.25% · 3.875%
HK$204,084
−HK$5,408/mo
Today · 4.125%
HK$209,492
baseline
▲ 0.50% · 4.625%
HK$220,534
+HK$11,042/mo
Deposit HK$4.35M · loan HK$39.17M · min. income ≈ HK$418,984/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$1,849,916 · Scale 2, in force from 26 Feb 2026)