LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,276
−HK$6,226/mo
▼ 0.25% · 3.875%
HK$102,364
−HK$3,138/mo
Today · 4.125%
HK$105,502
baseline
▲ 0.50% · 4.625%
HK$111,921
+HK$6,419/mo
Deposit HK$21.77M · loan HK$21.77M · min. income ≈ HK$211,004/mo (50% DSR)
Upfront cash ≈ HK$23.62M (deposit + AVD stamp duty HK$1,850,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,444
−HK$5,967/mo
▼ 0.25% · 3.875%
HK$113,406
−HK$3,005/mo
Today · 4.125%
HK$116,411
baseline
▲ 0.50% · 4.625%
HK$122,547
+HK$6,136/mo
Deposit HK$21.77M · loan HK$21.77M · min. income ≈ HK$232,822/mo (50% DSR)
Upfront cash ≈ HK$23.62M (deposit + AVD stamp duty HK$1,850,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,132
−HK$7,470/mo
▼ 0.25% · 3.875%
HK$122,837
−HK$3,765/mo
Today · 4.125%
HK$126,602
baseline
▲ 0.50% · 4.625%
HK$134,306
+HK$7,704/mo
Deposit HK$17.41M · loan HK$26.12M · min. income ≈ HK$253,204/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$1,850,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,533
−HK$7,160/mo
▼ 0.25% · 3.875%
HK$136,087
−HK$3,606/mo
Today · 4.125%
HK$139,693
baseline
▲ 0.50% · 4.625%
HK$147,056
+HK$7,363/mo
Deposit HK$17.41M · loan HK$26.12M · min. income ≈ HK$279,386/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$1,850,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,987
−HK$8,716/mo
▼ 0.25% · 3.875%
HK$143,310
−HK$4,393/mo
Today · 4.125%
HK$147,703
baseline
▲ 0.50% · 4.625%
HK$156,690
+HK$8,987/mo
Deposit HK$13.06M · loan HK$30.48M · min. income ≈ HK$295,406/mo (50% DSR)
Upfront cash ≈ HK$14.91M (deposit + AVD stamp duty HK$1,850,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,621
−HK$8,354/mo
▼ 0.25% · 3.875%
HK$158,768
−HK$4,207/mo
Today · 4.125%
HK$162,975
baseline
▲ 0.50% · 4.625%
HK$171,566
+HK$8,591/mo
Deposit HK$13.06M · loan HK$30.48M · min. income ≈ HK$325,950/mo (50% DSR)
Upfront cash ≈ HK$14.91M (deposit + AVD stamp duty HK$1,850,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,697
−HK$11,206/mo
▼ 0.25% · 3.875%
HK$184,256
−HK$5,647/mo
Today · 4.125%
HK$189,903
baseline
▲ 0.50% · 4.625%
HK$201,458
+HK$11,555/mo
Deposit HK$4.35M · loan HK$39.18M · min. income ≈ HK$379,806/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$1,850,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,799
−HK$10,741/mo
▼ 0.25% · 3.875%
HK$204,131
−HK$5,409/mo
Today · 4.125%
HK$209,540
baseline
▲ 0.50% · 4.625%
HK$220,585
+HK$11,045/mo
Deposit HK$4.35M · loan HK$39.18M · min. income ≈ HK$419,080/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$1,850,338 · Scale 2, in force from 26 Feb 2026)