LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,283
−HK$6,226/mo
▼ 0.25% · 3.875%
HK$102,371
−HK$3,138/mo
Today · 4.125%
HK$105,509
baseline
▲ 0.50% · 4.625%
HK$111,929
+HK$6,420/mo
Deposit HK$21.77M · loan HK$21.77M · min. income ≈ HK$211,018/mo (50% DSR)
Upfront cash ≈ HK$23.62M (deposit + AVD stamp duty HK$1,850,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,451
−HK$5,968/mo
▼ 0.25% · 3.875%
HK$113,413
−HK$3,006/mo
Today · 4.125%
HK$116,419
baseline
▲ 0.50% · 4.625%
HK$122,555
+HK$6,136/mo
Deposit HK$21.77M · loan HK$21.77M · min. income ≈ HK$232,838/mo (50% DSR)
Upfront cash ≈ HK$23.62M (deposit + AVD stamp duty HK$1,850,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,139
−HK$7,472/mo
▼ 0.25% · 3.875%
HK$122,845
−HK$3,766/mo
Today · 4.125%
HK$126,611
baseline
▲ 0.50% · 4.625%
HK$134,315
+HK$7,704/mo
Deposit HK$17.42M · loan HK$26.12M · min. income ≈ HK$253,222/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$1,850,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,541
−HK$7,161/mo
▼ 0.25% · 3.875%
HK$136,096
−HK$3,606/mo
Today · 4.125%
HK$139,702
baseline
▲ 0.50% · 4.625%
HK$147,066
+HK$7,364/mo
Deposit HK$17.42M · loan HK$26.12M · min. income ≈ HK$279,404/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$1,850,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,996
−HK$8,716/mo
▼ 0.25% · 3.875%
HK$143,320
−HK$4,392/mo
Today · 4.125%
HK$147,712
baseline
▲ 0.50% · 4.625%
HK$156,700
+HK$8,988/mo
Deposit HK$13.06M · loan HK$30.48M · min. income ≈ HK$295,424/mo (50% DSR)
Upfront cash ≈ HK$14.91M (deposit + AVD stamp duty HK$1,850,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,632
−HK$8,354/mo
▼ 0.25% · 3.875%
HK$158,779
−HK$4,207/mo
Today · 4.125%
HK$162,986
baseline
▲ 0.50% · 4.625%
HK$171,577
+HK$8,591/mo
Deposit HK$13.06M · loan HK$30.48M · min. income ≈ HK$325,972/mo (50% DSR)
Upfront cash ≈ HK$14.91M (deposit + AVD stamp duty HK$1,850,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,709
−HK$11,207/mo
▼ 0.25% · 3.875%
HK$184,268
−HK$5,648/mo
Today · 4.125%
HK$189,916
baseline
▲ 0.50% · 4.625%
HK$201,472
+HK$11,556/mo
Deposit HK$4.35M · loan HK$39.19M · min. income ≈ HK$379,832/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$1,850,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,812
−HK$10,741/mo
▼ 0.25% · 3.875%
HK$204,144
−HK$5,409/mo
Today · 4.125%
HK$209,553
baseline
▲ 0.50% · 4.625%
HK$220,599
+HK$11,046/mo
Deposit HK$4.35M · loan HK$39.19M · min. income ≈ HK$419,106/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$1,850,460 · Scale 2, in force from 26 Feb 2026)