LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,290
−HK$6,226/mo
▼ 0.25% · 3.875%
HK$102,378
−HK$3,138/mo
Today · 4.125%
HK$105,516
baseline
▲ 0.50% · 4.625%
HK$111,936
+HK$6,420/mo
Deposit HK$21.77M · loan HK$21.77M · min. income ≈ HK$211,032/mo (50% DSR)
Upfront cash ≈ HK$23.62M (deposit + AVD stamp duty HK$1,850,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,459
−HK$5,967/mo
▼ 0.25% · 3.875%
HK$113,421
−HK$3,005/mo
Today · 4.125%
HK$116,426
baseline
▲ 0.50% · 4.625%
HK$122,563
+HK$6,137/mo
Deposit HK$21.77M · loan HK$21.77M · min. income ≈ HK$232,852/mo (50% DSR)
Upfront cash ≈ HK$23.62M (deposit + AVD stamp duty HK$1,850,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,147
−HK$7,472/mo
▼ 0.25% · 3.875%
HK$122,854
−HK$3,765/mo
Today · 4.125%
HK$126,619
baseline
▲ 0.50% · 4.625%
HK$134,324
+HK$7,705/mo
Deposit HK$17.42M · loan HK$26.13M · min. income ≈ HK$253,238/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$1,850,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,550
−HK$7,162/mo
▼ 0.25% · 3.875%
HK$136,105
−HK$3,607/mo
Today · 4.125%
HK$139,712
baseline
▲ 0.50% · 4.625%
HK$147,076
+HK$7,364/mo
Deposit HK$17.42M · loan HK$26.13M · min. income ≈ HK$279,424/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$1,850,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,005
−HK$8,717/mo
▼ 0.25% · 3.875%
HK$143,329
−HK$4,393/mo
Today · 4.125%
HK$147,722
baseline
▲ 0.50% · 4.625%
HK$156,711
+HK$8,989/mo
Deposit HK$13.06M · loan HK$30.48M · min. income ≈ HK$295,444/mo (50% DSR)
Upfront cash ≈ HK$14.91M (deposit + AVD stamp duty HK$1,850,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,642
−HK$8,355/mo
▼ 0.25% · 3.875%
HK$158,790
−HK$4,207/mo
Today · 4.125%
HK$162,997
baseline
▲ 0.50% · 4.625%
HK$171,589
+HK$8,592/mo
Deposit HK$13.06M · loan HK$30.48M · min. income ≈ HK$325,994/mo (50% DSR)
Upfront cash ≈ HK$14.91M (deposit + AVD stamp duty HK$1,850,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,721
−HK$11,208/mo
▼ 0.25% · 3.875%
HK$184,280
−HK$5,649/mo
Today · 4.125%
HK$189,929
baseline
▲ 0.50% · 4.625%
HK$201,485
+HK$11,556/mo
Deposit HK$4.35M · loan HK$39.19M · min. income ≈ HK$379,858/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$1,850,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,826
−HK$10,742/mo
▼ 0.25% · 3.875%
HK$204,158
−HK$5,410/mo
Today · 4.125%
HK$209,568
baseline
▲ 0.50% · 4.625%
HK$220,614
+HK$11,046/mo
Deposit HK$4.35M · loan HK$39.19M · min. income ≈ HK$419,136/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$1,850,585 · Scale 2, in force from 26 Feb 2026)