LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,930
−HK$622/mo
▼ 0.25% · 3.875%
HK$10,238
−HK$314/mo
Today · 4.125%
HK$10,552
baseline
▲ 0.50% · 4.625%
HK$11,194
+HK$642/mo
Deposit HK$2.18M · loan HK$2.18M · min. income ≈ HK$21,104/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$65,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,047
−HK$596/mo
▼ 0.25% · 3.875%
HK$11,343
−HK$300/mo
Today · 4.125%
HK$11,643
baseline
▲ 0.50% · 4.625%
HK$12,257
+HK$614/mo
Deposit HK$2.18M · loan HK$2.18M · min. income ≈ HK$23,286/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$65,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,915
−HK$748/mo
▼ 0.25% · 3.875%
HK$12,286
−HK$377/mo
Today · 4.125%
HK$12,663
baseline
▲ 0.50% · 4.625%
HK$13,433
+HK$770/mo
Deposit HK$1.74M · loan HK$2.61M · min. income ≈ HK$25,326/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$65,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,256
−HK$716/mo
▼ 0.25% · 3.875%
HK$13,611
−HK$361/mo
Today · 4.125%
HK$13,972
baseline
▲ 0.50% · 4.625%
HK$14,709
+HK$737/mo
Deposit HK$1.74M · loan HK$2.61M · min. income ≈ HK$27,944/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$65,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,901
−HK$872/mo
▼ 0.25% · 3.875%
HK$14,334
−HK$439/mo
Today · 4.125%
HK$14,773
baseline
▲ 0.50% · 4.625%
HK$15,672
+HK$899/mo
Deposit HK$1.31M · loan HK$3.05M · min. income ≈ HK$29,546/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$65,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,465
−HK$836/mo
▼ 0.25% · 3.875%
HK$15,880
−HK$421/mo
Today · 4.125%
HK$16,301
baseline
▲ 0.50% · 4.625%
HK$17,160
+HK$859/mo
Deposit HK$1.31M · loan HK$3.05M · min. income ≈ HK$32,602/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$65,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,873
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$18,429
−HK$565/mo
Today · 4.125%
HK$18,994
baseline
▲ 0.50% · 4.625%
HK$20,150
+HK$1,156/mo
Deposit HK$435K · loan HK$3.92M · min. income ≈ HK$37,988/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$65,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,884
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$20,417
−HK$541/mo
Today · 4.125%
HK$20,958
baseline
▲ 0.50% · 4.625%
HK$22,063
+HK$1,105/mo
Deposit HK$435K · loan HK$3.92M · min. income ≈ HK$41,916/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$65,319 · Scale 2, in force from 26 Feb 2026)