LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,296
−HK$6,227/mo
▼ 0.25% · 3.875%
HK$102,385
−HK$3,138/mo
Today · 4.125%
HK$105,523
baseline
▲ 0.50% · 4.625%
HK$111,944
+HK$6,421/mo
Deposit HK$21.77M · loan HK$21.77M · min. income ≈ HK$211,046/mo (50% DSR)
Upfront cash ≈ HK$23.62M (deposit + AVD stamp duty HK$1,850,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,466
−HK$5,968/mo
▼ 0.25% · 3.875%
HK$113,429
−HK$3,005/mo
Today · 4.125%
HK$116,434
baseline
▲ 0.50% · 4.625%
HK$122,572
+HK$6,138/mo
Deposit HK$21.77M · loan HK$21.77M · min. income ≈ HK$232,868/mo (50% DSR)
Upfront cash ≈ HK$23.62M (deposit + AVD stamp duty HK$1,850,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,156
−HK$7,472/mo
▼ 0.25% · 3.875%
HK$122,862
−HK$3,766/mo
Today · 4.125%
HK$126,628
baseline
▲ 0.50% · 4.625%
HK$134,333
+HK$7,705/mo
Deposit HK$17.42M · loan HK$26.13M · min. income ≈ HK$253,256/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$1,850,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,560
−HK$7,161/mo
▼ 0.25% · 3.875%
HK$136,115
−HK$3,606/mo
Today · 4.125%
HK$139,721
baseline
▲ 0.50% · 4.625%
HK$147,086
+HK$7,365/mo
Deposit HK$17.42M · loan HK$26.13M · min. income ≈ HK$279,442/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$1,850,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,015
−HK$8,717/mo
▼ 0.25% · 3.875%
HK$143,339
−HK$4,393/mo
Today · 4.125%
HK$147,732
baseline
▲ 0.50% · 4.625%
HK$156,722
+HK$8,990/mo
Deposit HK$13.06M · loan HK$30.48M · min. income ≈ HK$295,464/mo (50% DSR)
Upfront cash ≈ HK$14.91M (deposit + AVD stamp duty HK$1,850,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,653
−HK$8,355/mo
▼ 0.25% · 3.875%
HK$158,800
−HK$4,208/mo
Today · 4.125%
HK$163,008
baseline
▲ 0.50% · 4.625%
HK$171,601
+HK$8,593/mo
Deposit HK$13.06M · loan HK$30.48M · min. income ≈ HK$326,016/mo (50% DSR)
Upfront cash ≈ HK$14.91M (deposit + AVD stamp duty HK$1,850,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,734
−HK$11,208/mo
▼ 0.25% · 3.875%
HK$184,293
−HK$5,649/mo
Today · 4.125%
HK$189,942
baseline
▲ 0.50% · 4.625%
HK$201,499
+HK$11,557/mo
Deposit HK$4.35M · loan HK$39.19M · min. income ≈ HK$379,884/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$1,850,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,839
−HK$10,743/mo
▼ 0.25% · 3.875%
HK$204,172
−HK$5,410/mo
Today · 4.125%
HK$209,582
baseline
▲ 0.50% · 4.625%
HK$220,629
+HK$11,047/mo
Deposit HK$4.35M · loan HK$39.19M · min. income ≈ HK$419,164/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$1,850,712 · Scale 2, in force from 26 Feb 2026)