LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,297
−HK$6,227/mo
▼ 0.25% · 3.875%
HK$102,386
−HK$3,138/mo
Today · 4.125%
HK$105,524
baseline
▲ 0.50% · 4.625%
HK$111,945
+HK$6,421/mo
Deposit HK$21.77M · loan HK$21.77M · min. income ≈ HK$211,048/mo (50% DSR)
Upfront cash ≈ HK$23.62M (deposit + AVD stamp duty HK$1,850,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,467
−HK$5,969/mo
▼ 0.25% · 3.875%
HK$113,430
−HK$3,006/mo
Today · 4.125%
HK$116,436
baseline
▲ 0.50% · 4.625%
HK$122,573
+HK$6,137/mo
Deposit HK$21.77M · loan HK$21.77M · min. income ≈ HK$232,872/mo (50% DSR)
Upfront cash ≈ HK$23.62M (deposit + AVD stamp duty HK$1,850,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,157
−HK$7,472/mo
▼ 0.25% · 3.875%
HK$122,863
−HK$3,766/mo
Today · 4.125%
HK$126,629
baseline
▲ 0.50% · 4.625%
HK$134,334
+HK$7,705/mo
Deposit HK$17.42M · loan HK$26.13M · min. income ≈ HK$253,258/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$1,850,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,561
−HK$7,162/mo
▼ 0.25% · 3.875%
HK$136,116
−HK$3,607/mo
Today · 4.125%
HK$139,723
baseline
▲ 0.50% · 4.625%
HK$147,088
+HK$7,365/mo
Deposit HK$17.42M · loan HK$26.13M · min. income ≈ HK$279,446/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$1,850,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,016
−HK$8,718/mo
▼ 0.25% · 3.875%
HK$143,341
−HK$4,393/mo
Today · 4.125%
HK$147,734
baseline
▲ 0.50% · 4.625%
HK$156,723
+HK$8,989/mo
Deposit HK$13.06M · loan HK$30.48M · min. income ≈ HK$295,468/mo (50% DSR)
Upfront cash ≈ HK$14.91M (deposit + AVD stamp duty HK$1,850,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,654
−HK$8,356/mo
▼ 0.25% · 3.875%
HK$158,802
−HK$4,208/mo
Today · 4.125%
HK$163,010
baseline
▲ 0.50% · 4.625%
HK$171,602
+HK$8,592/mo
Deposit HK$13.06M · loan HK$30.48M · min. income ≈ HK$326,020/mo (50% DSR)
Upfront cash ≈ HK$14.91M (deposit + AVD stamp duty HK$1,850,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,735
−HK$11,209/mo
▼ 0.25% · 3.875%
HK$184,295
−HK$5,649/mo
Today · 4.125%
HK$189,944
baseline
▲ 0.50% · 4.625%
HK$201,501
+HK$11,557/mo
Deposit HK$4.35M · loan HK$39.19M · min. income ≈ HK$379,888/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$1,850,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,841
−HK$10,743/mo
▼ 0.25% · 3.875%
HK$204,174
−HK$5,410/mo
Today · 4.125%
HK$209,584
baseline
▲ 0.50% · 4.625%
HK$220,631
+HK$11,047/mo
Deposit HK$4.35M · loan HK$39.19M · min. income ≈ HK$419,168/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$1,850,730 · Scale 2, in force from 26 Feb 2026)