LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,301
−HK$6,227/mo
▼ 0.25% · 3.875%
HK$102,389
−HK$3,139/mo
Today · 4.125%
HK$105,528
baseline
▲ 0.50% · 4.625%
HK$111,949
+HK$6,421/mo
Deposit HK$21.77M · loan HK$21.77M · min. income ≈ HK$211,056/mo (50% DSR)
Upfront cash ≈ HK$23.62M (deposit + AVD stamp duty HK$1,850,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,471
−HK$5,968/mo
▼ 0.25% · 3.875%
HK$113,434
−HK$3,005/mo
Today · 4.125%
HK$116,439
baseline
▲ 0.50% · 4.625%
HK$122,577
+HK$6,138/mo
Deposit HK$21.77M · loan HK$21.77M · min. income ≈ HK$232,878/mo (50% DSR)
Upfront cash ≈ HK$23.62M (deposit + AVD stamp duty HK$1,850,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,161
−HK$7,472/mo
▼ 0.25% · 3.875%
HK$122,867
−HK$3,766/mo
Today · 4.125%
HK$126,633
baseline
▲ 0.50% · 4.625%
HK$134,338
+HK$7,705/mo
Deposit HK$17.42M · loan HK$26.13M · min. income ≈ HK$253,266/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$1,850,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,565
−HK$7,162/mo
▼ 0.25% · 3.875%
HK$136,120
−HK$3,607/mo
Today · 4.125%
HK$139,727
baseline
▲ 0.50% · 4.625%
HK$147,092
+HK$7,365/mo
Deposit HK$17.42M · loan HK$26.13M · min. income ≈ HK$279,454/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$1,850,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,021
−HK$8,718/mo
▼ 0.25% · 3.875%
HK$143,345
−HK$4,394/mo
Today · 4.125%
HK$147,739
baseline
▲ 0.50% · 4.625%
HK$156,728
+HK$8,989/mo
Deposit HK$13.06M · loan HK$30.48M · min. income ≈ HK$295,478/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,850,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,659
−HK$8,356/mo
▼ 0.25% · 3.875%
HK$158,807
−HK$4,208/mo
Today · 4.125%
HK$163,015
baseline
▲ 0.50% · 4.625%
HK$171,608
+HK$8,593/mo
Deposit HK$13.06M · loan HK$30.48M · min. income ≈ HK$326,030/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,850,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,741
−HK$11,209/mo
▼ 0.25% · 3.875%
HK$184,301
−HK$5,649/mo
Today · 4.125%
HK$189,950
baseline
▲ 0.50% · 4.625%
HK$201,508
+HK$11,558/mo
Deposit HK$4.35M · loan HK$39.19M · min. income ≈ HK$379,900/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$1,850,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,848
−HK$10,743/mo
▼ 0.25% · 3.875%
HK$204,181
−HK$5,410/mo
Today · 4.125%
HK$209,591
baseline
▲ 0.50% · 4.625%
HK$220,639
+HK$11,048/mo
Deposit HK$4.35M · loan HK$39.19M · min. income ≈ HK$419,182/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$1,850,790 · Scale 2, in force from 26 Feb 2026)