LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,305
−HK$6,227/mo
▼ 0.25% · 3.875%
HK$102,394
−HK$3,138/mo
Today · 4.125%
HK$105,532
baseline
▲ 0.50% · 4.625%
HK$111,953
+HK$6,421/mo
Deposit HK$21.77M · loan HK$21.77M · min. income ≈ HK$211,064/mo (50% DSR)
Upfront cash ≈ HK$23.63M (deposit + AVD stamp duty HK$1,850,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,476
−HK$5,968/mo
▼ 0.25% · 3.875%
HK$113,438
−HK$3,006/mo
Today · 4.125%
HK$116,444
baseline
▲ 0.50% · 4.625%
HK$122,582
+HK$6,138/mo
Deposit HK$21.77M · loan HK$21.77M · min. income ≈ HK$232,888/mo (50% DSR)
Upfront cash ≈ HK$23.63M (deposit + AVD stamp duty HK$1,850,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,166
−HK$7,472/mo
▼ 0.25% · 3.875%
HK$122,872
−HK$3,766/mo
Today · 4.125%
HK$126,638
baseline
▲ 0.50% · 4.625%
HK$134,344
+HK$7,706/mo
Deposit HK$17.42M · loan HK$26.13M · min. income ≈ HK$253,276/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$1,850,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,571
−HK$7,162/mo
▼ 0.25% · 3.875%
HK$136,126
−HK$3,607/mo
Today · 4.125%
HK$139,733
baseline
▲ 0.50% · 4.625%
HK$147,099
+HK$7,366/mo
Deposit HK$17.42M · loan HK$26.13M · min. income ≈ HK$279,466/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$1,850,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,027
−HK$8,718/mo
▼ 0.25% · 3.875%
HK$143,351
−HK$4,394/mo
Today · 4.125%
HK$147,745
baseline
▲ 0.50% · 4.625%
HK$156,735
+HK$8,990/mo
Deposit HK$13.06M · loan HK$30.48M · min. income ≈ HK$295,490/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,850,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,666
−HK$8,356/mo
▼ 0.25% · 3.875%
HK$158,814
−HK$4,208/mo
Today · 4.125%
HK$163,022
baseline
▲ 0.50% · 4.625%
HK$171,615
+HK$8,593/mo
Deposit HK$13.06M · loan HK$30.48M · min. income ≈ HK$326,044/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,850,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,749
−HK$11,209/mo
▼ 0.25% · 3.875%
HK$184,309
−HK$5,649/mo
Today · 4.125%
HK$189,958
baseline
▲ 0.50% · 4.625%
HK$201,516
+HK$11,558/mo
Deposit HK$4.35M · loan HK$39.19M · min. income ≈ HK$379,916/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$1,850,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,856
−HK$10,743/mo
▼ 0.25% · 3.875%
HK$204,189
−HK$5,410/mo
Today · 4.125%
HK$209,599
baseline
▲ 0.50% · 4.625%
HK$220,648
+HK$11,049/mo
Deposit HK$4.35M · loan HK$39.19M · min. income ≈ HK$419,198/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$1,850,867 · Scale 2, in force from 26 Feb 2026)