LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,311
−HK$6,228/mo
▼ 0.25% · 3.875%
HK$102,400
−HK$3,139/mo
Today · 4.125%
HK$105,539
baseline
▲ 0.50% · 4.625%
HK$111,961
+HK$6,422/mo
Deposit HK$21.78M · loan HK$21.78M · min. income ≈ HK$211,078/mo (50% DSR)
Upfront cash ≈ HK$23.63M (deposit + AVD stamp duty HK$1,850,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,483
−HK$5,969/mo
▼ 0.25% · 3.875%
HK$113,446
−HK$3,006/mo
Today · 4.125%
HK$116,452
baseline
▲ 0.50% · 4.625%
HK$122,590
+HK$6,138/mo
Deposit HK$21.78M · loan HK$21.78M · min. income ≈ HK$232,904/mo (50% DSR)
Upfront cash ≈ HK$23.63M (deposit + AVD stamp duty HK$1,850,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,174
−HK$7,473/mo
▼ 0.25% · 3.875%
HK$122,881
−HK$3,766/mo
Today · 4.125%
HK$126,647
baseline
▲ 0.50% · 4.625%
HK$134,353
+HK$7,706/mo
Deposit HK$17.42M · loan HK$26.13M · min. income ≈ HK$253,294/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$1,850,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,579
−HK$7,163/mo
▼ 0.25% · 3.875%
HK$136,135
−HK$3,607/mo
Today · 4.125%
HK$139,742
baseline
▲ 0.50% · 4.625%
HK$147,108
+HK$7,366/mo
Deposit HK$17.42M · loan HK$26.13M · min. income ≈ HK$279,484/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$1,850,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,036
−HK$8,719/mo
▼ 0.25% · 3.875%
HK$143,361
−HK$4,394/mo
Today · 4.125%
HK$147,755
baseline
▲ 0.50% · 4.625%
HK$156,745
+HK$8,990/mo
Deposit HK$13.07M · loan HK$30.49M · min. income ≈ HK$295,510/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,850,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,676
−HK$8,357/mo
▼ 0.25% · 3.875%
HK$158,824
−HK$4,209/mo
Today · 4.125%
HK$163,033
baseline
▲ 0.50% · 4.625%
HK$171,626
+HK$8,593/mo
Deposit HK$13.07M · loan HK$30.49M · min. income ≈ HK$326,066/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,850,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,760
−HK$11,210/mo
▼ 0.25% · 3.875%
HK$184,321
−HK$5,649/mo
Today · 4.125%
HK$189,970
baseline
▲ 0.50% · 4.625%
HK$201,529
+HK$11,559/mo
Deposit HK$4.36M · loan HK$39.20M · min. income ≈ HK$379,940/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$1,850,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,869
−HK$10,744/mo
▼ 0.25% · 3.875%
HK$204,203
−HK$5,410/mo
Today · 4.125%
HK$209,613
baseline
▲ 0.50% · 4.625%
HK$220,662
+HK$11,049/mo
Deposit HK$4.36M · loan HK$39.20M · min. income ≈ HK$419,226/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$1,850,990 · Scale 2, in force from 26 Feb 2026)