LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,326
−HK$6,229/mo
▼ 0.25% · 3.875%
HK$102,416
−HK$3,139/mo
Today · 4.125%
HK$105,555
baseline
▲ 0.50% · 4.625%
HK$111,978
+HK$6,423/mo
Deposit HK$21.78M · loan HK$21.78M · min. income ≈ HK$211,110/mo (50% DSR)
Upfront cash ≈ HK$23.63M (deposit + AVD stamp duty HK$1,851,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,500
−HK$5,970/mo
▼ 0.25% · 3.875%
HK$113,463
−HK$3,007/mo
Today · 4.125%
HK$116,470
baseline
▲ 0.50% · 4.625%
HK$122,609
+HK$6,139/mo
Deposit HK$21.78M · loan HK$21.78M · min. income ≈ HK$232,940/mo (50% DSR)
Upfront cash ≈ HK$23.63M (deposit + AVD stamp duty HK$1,851,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,192
−HK$7,474/mo
▼ 0.25% · 3.875%
HK$122,899
−HK$3,767/mo
Today · 4.125%
HK$126,666
baseline
▲ 0.50% · 4.625%
HK$134,373
+HK$7,707/mo
Deposit HK$17.42M · loan HK$26.14M · min. income ≈ HK$253,332/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,851,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,600
−HK$7,164/mo
▼ 0.25% · 3.875%
HK$136,156
−HK$3,608/mo
Today · 4.125%
HK$139,764
baseline
▲ 0.50% · 4.625%
HK$147,131
+HK$7,367/mo
Deposit HK$17.42M · loan HK$26.14M · min. income ≈ HK$279,528/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,851,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,057
−HK$8,720/mo
▼ 0.25% · 3.875%
HK$143,383
−HK$4,394/mo
Today · 4.125%
HK$147,777
baseline
▲ 0.50% · 4.625%
HK$156,769
+HK$8,992/mo
Deposit HK$13.07M · loan HK$30.49M · min. income ≈ HK$295,554/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,851,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,700
−HK$8,358/mo
▼ 0.25% · 3.875%
HK$158,849
−HK$4,209/mo
Today · 4.125%
HK$163,058
baseline
▲ 0.50% · 4.625%
HK$171,653
+HK$8,595/mo
Deposit HK$13.07M · loan HK$30.49M · min. income ≈ HK$326,116/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,851,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,788
−HK$11,211/mo
▼ 0.25% · 3.875%
HK$184,349
−HK$5,650/mo
Today · 4.125%
HK$189,999
baseline
▲ 0.50% · 4.625%
HK$201,560
+HK$11,561/mo
Deposit HK$4.36M · loan HK$39.20M · min. income ≈ HK$379,998/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$1,851,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,899
−HK$10,746/mo
▼ 0.25% · 3.875%
HK$204,234
−HK$5,411/mo
Today · 4.125%
HK$209,645
baseline
▲ 0.50% · 4.625%
HK$220,696
+HK$11,051/mo
Deposit HK$4.36M · loan HK$39.20M · min. income ≈ HK$419,290/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$1,851,273 · Scale 2, in force from 26 Feb 2026)