LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,328
−HK$6,228/mo
▼ 0.25% · 3.875%
HK$102,417
−HK$3,139/mo
Today · 4.125%
HK$105,556
baseline
▲ 0.50% · 4.625%
HK$111,979
+HK$6,423/mo
Deposit HK$21.78M · loan HK$21.78M · min. income ≈ HK$211,112/mo (50% DSR)
Upfront cash ≈ HK$23.63M (deposit + AVD stamp duty HK$1,851,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,501
−HK$5,970/mo
▼ 0.25% · 3.875%
HK$113,465
−HK$3,006/mo
Today · 4.125%
HK$116,471
baseline
▲ 0.50% · 4.625%
HK$122,610
+HK$6,139/mo
Deposit HK$21.78M · loan HK$21.78M · min. income ≈ HK$232,942/mo (50% DSR)
Upfront cash ≈ HK$23.63M (deposit + AVD stamp duty HK$1,851,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,193
−HK$7,475/mo
▼ 0.25% · 3.875%
HK$122,901
−HK$3,767/mo
Today · 4.125%
HK$126,668
baseline
▲ 0.50% · 4.625%
HK$134,375
+HK$7,707/mo
Deposit HK$17.42M · loan HK$26.14M · min. income ≈ HK$253,336/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,851,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,601
−HK$7,164/mo
▼ 0.25% · 3.875%
HK$136,158
−HK$3,607/mo
Today · 4.125%
HK$139,765
baseline
▲ 0.50% · 4.625%
HK$147,133
+HK$7,368/mo
Deposit HK$17.42M · loan HK$26.14M · min. income ≈ HK$279,530/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,851,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,059
−HK$8,720/mo
▼ 0.25% · 3.875%
HK$143,384
−HK$4,395/mo
Today · 4.125%
HK$147,779
baseline
▲ 0.50% · 4.625%
HK$156,771
+HK$8,992/mo
Deposit HK$13.07M · loan HK$30.49M · min. income ≈ HK$295,558/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,851,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,702
−HK$8,358/mo
▼ 0.25% · 3.875%
HK$158,851
−HK$4,209/mo
Today · 4.125%
HK$163,060
baseline
▲ 0.50% · 4.625%
HK$171,655
+HK$8,595/mo
Deposit HK$13.07M · loan HK$30.49M · min. income ≈ HK$326,120/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,851,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,790
−HK$11,212/mo
▼ 0.25% · 3.875%
HK$184,351
−HK$5,651/mo
Today · 4.125%
HK$190,002
baseline
▲ 0.50% · 4.625%
HK$201,563
+HK$11,561/mo
Deposit HK$4.36M · loan HK$39.20M · min. income ≈ HK$380,004/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$1,851,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,902
−HK$10,746/mo
▼ 0.25% · 3.875%
HK$204,236
−HK$5,412/mo
Today · 4.125%
HK$209,648
baseline
▲ 0.50% · 4.625%
HK$220,699
+HK$11,051/mo
Deposit HK$4.36M · loan HK$39.20M · min. income ≈ HK$419,296/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$1,851,296 · Scale 2, in force from 26 Feb 2026)