LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,329
−HK$6,229/mo
▼ 0.25% · 3.875%
HK$102,419
−HK$3,139/mo
Today · 4.125%
HK$105,558
baseline
▲ 0.50% · 4.625%
HK$111,981
+HK$6,423/mo
Deposit HK$21.78M · loan HK$21.78M · min. income ≈ HK$211,116/mo (50% DSR)
Upfront cash ≈ HK$23.63M (deposit + AVD stamp duty HK$1,851,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,503
−HK$5,970/mo
▼ 0.25% · 3.875%
HK$113,466
−HK$3,007/mo
Today · 4.125%
HK$116,473
baseline
▲ 0.50% · 4.625%
HK$122,612
+HK$6,139/mo
Deposit HK$21.78M · loan HK$21.78M · min. income ≈ HK$232,946/mo (50% DSR)
Upfront cash ≈ HK$23.63M (deposit + AVD stamp duty HK$1,851,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,195
−HK$7,474/mo
▼ 0.25% · 3.875%
HK$122,902
−HK$3,767/mo
Today · 4.125%
HK$126,669
baseline
▲ 0.50% · 4.625%
HK$134,377
+HK$7,708/mo
Deposit HK$17.42M · loan HK$26.14M · min. income ≈ HK$253,338/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,851,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,603
−HK$7,164/mo
▼ 0.25% · 3.875%
HK$136,159
−HK$3,608/mo
Today · 4.125%
HK$139,767
baseline
▲ 0.50% · 4.625%
HK$147,134
+HK$7,367/mo
Deposit HK$17.42M · loan HK$26.14M · min. income ≈ HK$279,534/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,851,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,061
−HK$8,720/mo
▼ 0.25% · 3.875%
HK$143,386
−HK$4,395/mo
Today · 4.125%
HK$147,781
baseline
▲ 0.50% · 4.625%
HK$156,773
+HK$8,992/mo
Deposit HK$13.07M · loan HK$30.49M · min. income ≈ HK$295,562/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,851,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,704
−HK$8,358/mo
▼ 0.25% · 3.875%
HK$158,853
−HK$4,209/mo
Today · 4.125%
HK$163,062
baseline
▲ 0.50% · 4.625%
HK$171,657
+HK$8,595/mo
Deposit HK$13.07M · loan HK$30.49M · min. income ≈ HK$326,124/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,851,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,792
−HK$11,212/mo
▼ 0.25% · 3.875%
HK$184,354
−HK$5,650/mo
Today · 4.125%
HK$190,004
baseline
▲ 0.50% · 4.625%
HK$201,565
+HK$11,561/mo
Deposit HK$4.36M · loan HK$39.20M · min. income ≈ HK$380,008/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$1,851,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,905
−HK$10,746/mo
▼ 0.25% · 3.875%
HK$204,239
−HK$5,412/mo
Today · 4.125%
HK$209,651
baseline
▲ 0.50% · 4.625%
HK$220,702
+HK$11,051/mo
Deposit HK$4.36M · loan HK$39.20M · min. income ≈ HK$419,302/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$1,851,319 · Scale 2, in force from 26 Feb 2026)