LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,337
−HK$6,229/mo
▼ 0.25% · 3.875%
HK$102,427
−HK$3,139/mo
Today · 4.125%
HK$105,566
baseline
▲ 0.50% · 4.625%
HK$111,990
+HK$6,424/mo
Deposit HK$21.78M · loan HK$21.78M · min. income ≈ HK$211,132/mo (50% DSR)
Upfront cash ≈ HK$23.63M (deposit + AVD stamp duty HK$1,851,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,511
−HK$5,971/mo
▼ 0.25% · 3.875%
HK$113,475
−HK$3,007/mo
Today · 4.125%
HK$116,482
baseline
▲ 0.50% · 4.625%
HK$122,622
+HK$6,140/mo
Deposit HK$21.78M · loan HK$21.78M · min. income ≈ HK$232,964/mo (50% DSR)
Upfront cash ≈ HK$23.63M (deposit + AVD stamp duty HK$1,851,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,204
−HK$7,475/mo
▼ 0.25% · 3.875%
HK$122,912
−HK$3,767/mo
Today · 4.125%
HK$126,679
baseline
▲ 0.50% · 4.625%
HK$134,388
+HK$7,709/mo
Deposit HK$17.43M · loan HK$26.14M · min. income ≈ HK$253,358/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,851,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,614
−HK$7,164/mo
▼ 0.25% · 3.875%
HK$136,170
−HK$3,608/mo
Today · 4.125%
HK$139,778
baseline
▲ 0.50% · 4.625%
HK$147,146
+HK$7,368/mo
Deposit HK$17.43M · loan HK$26.14M · min. income ≈ HK$279,556/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,851,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,072
−HK$8,721/mo
▼ 0.25% · 3.875%
HK$143,398
−HK$4,395/mo
Today · 4.125%
HK$147,793
baseline
▲ 0.50% · 4.625%
HK$156,785
+HK$8,992/mo
Deposit HK$13.07M · loan HK$30.49M · min. income ≈ HK$295,586/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,851,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,716
−HK$8,359/mo
▼ 0.25% · 3.875%
HK$158,865
−HK$4,210/mo
Today · 4.125%
HK$163,075
baseline
▲ 0.50% · 4.625%
HK$171,671
+HK$8,596/mo
Deposit HK$13.07M · loan HK$30.49M · min. income ≈ HK$326,150/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,851,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,806
−HK$11,213/mo
▼ 0.25% · 3.875%
HK$184,368
−HK$5,651/mo
Today · 4.125%
HK$190,019
baseline
▲ 0.50% · 4.625%
HK$201,581
+HK$11,562/mo
Deposit HK$4.36M · loan HK$39.21M · min. income ≈ HK$380,038/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$1,851,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,920
−HK$10,747/mo
▼ 0.25% · 3.875%
HK$204,255
−HK$5,412/mo
Today · 4.125%
HK$209,667
baseline
▲ 0.50% · 4.625%
HK$220,719
+HK$11,052/mo
Deposit HK$4.36M · loan HK$39.21M · min. income ≈ HK$419,334/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$1,851,467 · Scale 2, in force from 26 Feb 2026)