LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,934
−HK$623/mo
▼ 0.25% · 3.875%
HK$10,243
−HK$314/mo
Today · 4.125%
HK$10,557
baseline
▲ 0.50% · 4.625%
HK$11,199
+HK$642/mo
Deposit HK$2.18M · loan HK$2.18M · min. income ≈ HK$21,114/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$65,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,052
−HK$597/mo
▼ 0.25% · 3.875%
HK$11,348
−HK$301/mo
Today · 4.125%
HK$11,649
baseline
▲ 0.50% · 4.625%
HK$12,263
+HK$614/mo
Deposit HK$2.18M · loan HK$2.18M · min. income ≈ HK$23,298/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$65,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,921
−HK$747/mo
▼ 0.25% · 3.875%
HK$12,292
−HK$376/mo
Today · 4.125%
HK$12,668
baseline
▲ 0.50% · 4.625%
HK$13,439
+HK$771/mo
Deposit HK$1.74M · loan HK$2.61M · min. income ≈ HK$25,336/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$65,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,262
−HK$716/mo
▼ 0.25% · 3.875%
HK$13,618
−HK$360/mo
Today · 4.125%
HK$13,978
baseline
▲ 0.50% · 4.625%
HK$14,715
+HK$737/mo
Deposit HK$1.74M · loan HK$2.61M · min. income ≈ HK$27,956/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$65,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,908
−HK$872/mo
▼ 0.25% · 3.875%
HK$14,340
−HK$440/mo
Today · 4.125%
HK$14,780
baseline
▲ 0.50% · 4.625%
HK$15,679
+HK$899/mo
Deposit HK$1.31M · loan HK$3.05M · min. income ≈ HK$29,560/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$65,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,472
−HK$836/mo
▼ 0.25% · 3.875%
HK$15,887
−HK$421/mo
Today · 4.125%
HK$16,308
baseline
▲ 0.50% · 4.625%
HK$17,168
+HK$860/mo
Deposit HK$1.31M · loan HK$3.05M · min. income ≈ HK$32,616/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$65,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,881
−HK$1,122/mo
▼ 0.25% · 3.875%
HK$18,438
−HK$565/mo
Today · 4.125%
HK$19,003
baseline
▲ 0.50% · 4.625%
HK$20,159
+HK$1,156/mo
Deposit HK$436K · loan HK$3.92M · min. income ≈ HK$38,006/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$65,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,893
−HK$1,075/mo
▼ 0.25% · 3.875%
HK$20,426
−HK$542/mo
Today · 4.125%
HK$20,968
baseline
▲ 0.50% · 4.625%
HK$22,073
+HK$1,105/mo
Deposit HK$436K · loan HK$3.92M · min. income ≈ HK$41,936/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$65,349 · Scale 2, in force from 26 Feb 2026)