LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,342
−HK$6,230/mo
▼ 0.25% · 3.875%
HK$102,433
−HK$3,139/mo
Today · 4.125%
HK$105,572
baseline
▲ 0.50% · 4.625%
HK$111,996
+HK$6,424/mo
Deposit HK$21.78M · loan HK$21.78M · min. income ≈ HK$211,144/mo (50% DSR)
Upfront cash ≈ HK$23.63M (deposit + AVD stamp duty HK$1,851,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,517
−HK$5,971/mo
▼ 0.25% · 3.875%
HK$113,481
−HK$3,007/mo
Today · 4.125%
HK$116,488
baseline
▲ 0.50% · 4.625%
HK$122,629
+HK$6,141/mo
Deposit HK$21.78M · loan HK$21.78M · min. income ≈ HK$232,976/mo (50% DSR)
Upfront cash ≈ HK$23.63M (deposit + AVD stamp duty HK$1,851,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,211
−HK$7,475/mo
▼ 0.25% · 3.875%
HK$122,919
−HK$3,767/mo
Today · 4.125%
HK$126,686
baseline
▲ 0.50% · 4.625%
HK$134,395
+HK$7,709/mo
Deposit HK$17.43M · loan HK$26.14M · min. income ≈ HK$253,372/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,851,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,621
−HK$7,165/mo
▼ 0.25% · 3.875%
HK$136,178
−HK$3,608/mo
Today · 4.125%
HK$139,786
baseline
▲ 0.50% · 4.625%
HK$147,154
+HK$7,368/mo
Deposit HK$17.43M · loan HK$26.14M · min. income ≈ HK$279,572/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,851,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,079
−HK$8,722/mo
▼ 0.25% · 3.875%
HK$143,406
−HK$4,395/mo
Today · 4.125%
HK$147,801
baseline
▲ 0.50% · 4.625%
HK$156,794
+HK$8,993/mo
Deposit HK$13.07M · loan HK$30.50M · min. income ≈ HK$295,602/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,851,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,724
−HK$8,360/mo
▼ 0.25% · 3.875%
HK$158,874
−HK$4,210/mo
Today · 4.125%
HK$163,084
baseline
▲ 0.50% · 4.625%
HK$171,680
+HK$8,596/mo
Deposit HK$13.07M · loan HK$30.50M · min. income ≈ HK$326,168/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,851,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,816
−HK$11,214/mo
▼ 0.25% · 3.875%
HK$184,379
−HK$5,651/mo
Today · 4.125%
HK$190,030
baseline
▲ 0.50% · 4.625%
HK$201,593
+HK$11,563/mo
Deposit HK$4.36M · loan HK$39.21M · min. income ≈ HK$380,060/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$1,851,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,931
−HK$10,748/mo
▼ 0.25% · 3.875%
HK$204,267
−HK$5,412/mo
Today · 4.125%
HK$209,679
baseline
▲ 0.50% · 4.625%
HK$220,732
+HK$11,053/mo
Deposit HK$4.36M · loan HK$39.21M · min. income ≈ HK$419,358/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$1,851,570 · Scale 2, in force from 26 Feb 2026)