LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,344
−HK$6,229/mo
▼ 0.25% · 3.875%
HK$102,434
−HK$3,139/mo
Today · 4.125%
HK$105,573
baseline
▲ 0.50% · 4.625%
HK$111,997
+HK$6,424/mo
Deposit HK$21.78M · loan HK$21.78M · min. income ≈ HK$211,146/mo (50% DSR)
Upfront cash ≈ HK$23.64M (deposit + AVD stamp duty HK$1,851,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,519
−HK$5,971/mo
▼ 0.25% · 3.875%
HK$113,483
−HK$3,007/mo
Today · 4.125%
HK$116,490
baseline
▲ 0.50% · 4.625%
HK$122,630
+HK$6,140/mo
Deposit HK$21.78M · loan HK$21.78M · min. income ≈ HK$232,980/mo (50% DSR)
Upfront cash ≈ HK$23.64M (deposit + AVD stamp duty HK$1,851,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,212
−HK$7,476/mo
▼ 0.25% · 3.875%
HK$122,920
−HK$3,768/mo
Today · 4.125%
HK$126,688
baseline
▲ 0.50% · 4.625%
HK$134,397
+HK$7,709/mo
Deposit HK$17.43M · loan HK$26.14M · min. income ≈ HK$253,376/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,851,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,622
−HK$7,166/mo
▼ 0.25% · 3.875%
HK$136,179
−HK$3,609/mo
Today · 4.125%
HK$139,788
baseline
▲ 0.50% · 4.625%
HK$147,156
+HK$7,368/mo
Deposit HK$17.43M · loan HK$26.14M · min. income ≈ HK$279,576/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,851,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,081
−HK$8,722/mo
▼ 0.25% · 3.875%
HK$143,407
−HK$4,396/mo
Today · 4.125%
HK$147,803
baseline
▲ 0.50% · 4.625%
HK$156,796
+HK$8,993/mo
Deposit HK$13.07M · loan HK$30.50M · min. income ≈ HK$295,606/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,851,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,726
−HK$8,360/mo
▼ 0.25% · 3.875%
HK$158,876
−HK$4,210/mo
Today · 4.125%
HK$163,086
baseline
▲ 0.50% · 4.625%
HK$171,682
+HK$8,596/mo
Deposit HK$13.07M · loan HK$30.50M · min. income ≈ HK$326,172/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,851,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,818
−HK$11,214/mo
▼ 0.25% · 3.875%
HK$184,381
−HK$5,651/mo
Today · 4.125%
HK$190,032
baseline
▲ 0.50% · 4.625%
HK$201,595
+HK$11,563/mo
Deposit HK$4.36M · loan HK$39.21M · min. income ≈ HK$380,064/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$1,851,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,934
−HK$10,747/mo
▼ 0.25% · 3.875%
HK$204,269
−HK$5,412/mo
Today · 4.125%
HK$209,681
baseline
▲ 0.50% · 4.625%
HK$220,734
+HK$11,053/mo
Deposit HK$4.36M · loan HK$39.21M · min. income ≈ HK$419,362/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$1,851,590 · Scale 2, in force from 26 Feb 2026)