LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,347
−HK$6,230/mo
▼ 0.25% · 3.875%
HK$102,438
−HK$3,139/mo
Today · 4.125%
HK$105,577
baseline
▲ 0.50% · 4.625%
HK$112,002
+HK$6,425/mo
Deposit HK$21.78M · loan HK$21.78M · min. income ≈ HK$211,154/mo (50% DSR)
Upfront cash ≈ HK$23.64M (deposit + AVD stamp duty HK$1,851,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,523
−HK$5,971/mo
▼ 0.25% · 3.875%
HK$113,487
−HK$3,007/mo
Today · 4.125%
HK$116,494
baseline
▲ 0.50% · 4.625%
HK$122,635
+HK$6,141/mo
Deposit HK$21.78M · loan HK$21.78M · min. income ≈ HK$232,988/mo (50% DSR)
Upfront cash ≈ HK$23.64M (deposit + AVD stamp duty HK$1,851,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,217
−HK$7,476/mo
▼ 0.25% · 3.875%
HK$122,925
−HK$3,768/mo
Today · 4.125%
HK$126,693
baseline
▲ 0.50% · 4.625%
HK$134,402
+HK$7,709/mo
Deposit HK$17.43M · loan HK$26.14M · min. income ≈ HK$253,386/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,851,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,628
−HK$7,165/mo
▼ 0.25% · 3.875%
HK$136,185
−HK$3,608/mo
Today · 4.125%
HK$139,793
baseline
▲ 0.50% · 4.625%
HK$147,162
+HK$7,369/mo
Deposit HK$17.43M · loan HK$26.14M · min. income ≈ HK$279,586/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,851,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,086
−HK$8,722/mo
▼ 0.25% · 3.875%
HK$143,413
−HK$4,395/mo
Today · 4.125%
HK$147,808
baseline
▲ 0.50% · 4.625%
HK$156,802
+HK$8,994/mo
Deposit HK$13.07M · loan HK$30.50M · min. income ≈ HK$295,616/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,851,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,732
−HK$8,360/mo
▼ 0.25% · 3.875%
HK$158,882
−HK$4,210/mo
Today · 4.125%
HK$163,092
baseline
▲ 0.50% · 4.625%
HK$171,689
+HK$8,597/mo
Deposit HK$13.07M · loan HK$30.50M · min. income ≈ HK$326,184/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,851,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,825
−HK$11,214/mo
▼ 0.25% · 3.875%
HK$184,388
−HK$5,651/mo
Today · 4.125%
HK$190,039
baseline
▲ 0.50% · 4.625%
HK$201,603
+HK$11,564/mo
Deposit HK$4.36M · loan HK$39.21M · min. income ≈ HK$380,078/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$1,851,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,941
−HK$10,749/mo
▼ 0.25% · 3.875%
HK$204,277
−HK$5,413/mo
Today · 4.125%
HK$209,690
baseline
▲ 0.50% · 4.625%
HK$220,743
+HK$11,053/mo
Deposit HK$4.36M · loan HK$39.21M · min. income ≈ HK$419,380/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$1,851,663 · Scale 2, in force from 26 Feb 2026)