LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,349
−HK$6,230/mo
▼ 0.25% · 3.875%
HK$102,440
−HK$3,139/mo
Today · 4.125%
HK$105,579
baseline
▲ 0.50% · 4.625%
HK$112,004
+HK$6,425/mo
Deposit HK$21.78M · loan HK$21.78M · min. income ≈ HK$211,158/mo (50% DSR)
Upfront cash ≈ HK$23.64M (deposit + AVD stamp duty HK$1,851,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,525
−HK$5,972/mo
▼ 0.25% · 3.875%
HK$113,489
−HK$3,008/mo
Today · 4.125%
HK$116,497
baseline
▲ 0.50% · 4.625%
HK$122,637
+HK$6,140/mo
Deposit HK$21.78M · loan HK$21.78M · min. income ≈ HK$232,994/mo (50% DSR)
Upfront cash ≈ HK$23.64M (deposit + AVD stamp duty HK$1,851,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,219
−HK$7,476/mo
▼ 0.25% · 3.875%
HK$122,928
−HK$3,767/mo
Today · 4.125%
HK$126,695
baseline
▲ 0.50% · 4.625%
HK$134,405
+HK$7,710/mo
Deposit HK$17.43M · loan HK$26.14M · min. income ≈ HK$253,390/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,851,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,630
−HK$7,166/mo
▼ 0.25% · 3.875%
HK$136,187
−HK$3,609/mo
Today · 4.125%
HK$139,796
baseline
▲ 0.50% · 4.625%
HK$147,165
+HK$7,369/mo
Deposit HK$17.43M · loan HK$26.14M · min. income ≈ HK$279,592/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,851,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,089
−HK$8,722/mo
▼ 0.25% · 3.875%
HK$143,416
−HK$4,395/mo
Today · 4.125%
HK$147,811
baseline
▲ 0.50% · 4.625%
HK$156,805
+HK$8,994/mo
Deposit HK$13.07M · loan HK$30.50M · min. income ≈ HK$295,622/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,851,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,735
−HK$8,360/mo
▼ 0.25% · 3.875%
HK$158,885
−HK$4,210/mo
Today · 4.125%
HK$163,095
baseline
▲ 0.50% · 4.625%
HK$171,692
+HK$8,597/mo
Deposit HK$13.07M · loan HK$30.50M · min. income ≈ HK$326,190/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,851,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,829
−HK$11,214/mo
▼ 0.25% · 3.875%
HK$184,392
−HK$5,651/mo
Today · 4.125%
HK$190,043
baseline
▲ 0.50% · 4.625%
HK$201,607
+HK$11,564/mo
Deposit HK$4.36M · loan HK$39.21M · min. income ≈ HK$380,086/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$1,851,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,945
−HK$10,749/mo
▼ 0.25% · 3.875%
HK$204,281
−HK$5,413/mo
Today · 4.125%
HK$209,694
baseline
▲ 0.50% · 4.625%
HK$220,747
+HK$11,053/mo
Deposit HK$4.36M · loan HK$39.21M · min. income ≈ HK$419,388/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$1,851,700 · Scale 2, in force from 26 Feb 2026)