LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,351
−HK$6,230/mo
▼ 0.25% · 3.875%
HK$102,441
−HK$3,140/mo
Today · 4.125%
HK$105,581
baseline
▲ 0.50% · 4.625%
HK$112,005
+HK$6,424/mo
Deposit HK$21.78M · loan HK$21.78M · min. income ≈ HK$211,162/mo (50% DSR)
Upfront cash ≈ HK$23.64M (deposit + AVD stamp duty HK$1,851,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,526
−HK$5,972/mo
▼ 0.25% · 3.875%
HK$113,491
−HK$3,007/mo
Today · 4.125%
HK$116,498
baseline
▲ 0.50% · 4.625%
HK$122,639
+HK$6,141/mo
Deposit HK$21.78M · loan HK$21.78M · min. income ≈ HK$232,996/mo (50% DSR)
Upfront cash ≈ HK$23.64M (deposit + AVD stamp duty HK$1,851,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,221
−HK$7,476/mo
▼ 0.25% · 3.875%
HK$122,929
−HK$3,768/mo
Today · 4.125%
HK$126,697
baseline
▲ 0.50% · 4.625%
HK$134,406
+HK$7,709/mo
Deposit HK$17.43M · loan HK$26.14M · min. income ≈ HK$253,394/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,851,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,632
−HK$7,165/mo
▼ 0.25% · 3.875%
HK$136,189
−HK$3,608/mo
Today · 4.125%
HK$139,797
baseline
▲ 0.50% · 4.625%
HK$147,166
+HK$7,369/mo
Deposit HK$17.43M · loan HK$26.14M · min. income ≈ HK$279,594/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,851,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,091
−HK$8,722/mo
▼ 0.25% · 3.875%
HK$143,417
−HK$4,396/mo
Today · 4.125%
HK$147,813
baseline
▲ 0.50% · 4.625%
HK$156,807
+HK$8,994/mo
Deposit HK$13.07M · loan HK$30.50M · min. income ≈ HK$295,626/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,851,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,737
−HK$8,360/mo
▼ 0.25% · 3.875%
HK$158,887
−HK$4,210/mo
Today · 4.125%
HK$163,097
baseline
▲ 0.50% · 4.625%
HK$171,694
+HK$8,597/mo
Deposit HK$13.07M · loan HK$30.50M · min. income ≈ HK$326,194/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,851,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,831
−HK$11,214/mo
▼ 0.25% · 3.875%
HK$184,394
−HK$5,651/mo
Today · 4.125%
HK$190,045
baseline
▲ 0.50% · 4.625%
HK$201,609
+HK$11,564/mo
Deposit HK$4.36M · loan HK$39.21M · min. income ≈ HK$380,090/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$1,851,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,948
−HK$10,748/mo
▼ 0.25% · 3.875%
HK$204,283
−HK$5,413/mo
Today · 4.125%
HK$209,696
baseline
▲ 0.50% · 4.625%
HK$220,750
+HK$11,054/mo
Deposit HK$4.36M · loan HK$39.21M · min. income ≈ HK$419,392/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$1,851,721 · Scale 2, in force from 26 Feb 2026)