LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,353
−HK$6,230/mo
▼ 0.25% · 3.875%
HK$102,443
−HK$3,140/mo
Today · 4.125%
HK$105,583
baseline
▲ 0.50% · 4.625%
HK$112,008
+HK$6,425/mo
Deposit HK$21.79M · loan HK$21.79M · min. income ≈ HK$211,166/mo (50% DSR)
Upfront cash ≈ HK$23.64M (deposit + AVD stamp duty HK$1,851,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,529
−HK$5,971/mo
▼ 0.25% · 3.875%
HK$113,493
−HK$3,007/mo
Today · 4.125%
HK$116,500
baseline
▲ 0.50% · 4.625%
HK$122,641
+HK$6,141/mo
Deposit HK$21.79M · loan HK$21.79M · min. income ≈ HK$233,000/mo (50% DSR)
Upfront cash ≈ HK$23.64M (deposit + AVD stamp duty HK$1,851,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,223
−HK$7,477/mo
▼ 0.25% · 3.875%
HK$122,932
−HK$3,768/mo
Today · 4.125%
HK$126,700
baseline
▲ 0.50% · 4.625%
HK$134,409
+HK$7,709/mo
Deposit HK$17.43M · loan HK$26.14M · min. income ≈ HK$253,400/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,851,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,635
−HK$7,166/mo
▼ 0.25% · 3.875%
HK$136,192
−HK$3,609/mo
Today · 4.125%
HK$139,801
baseline
▲ 0.50% · 4.625%
HK$147,170
+HK$7,369/mo
Deposit HK$17.43M · loan HK$26.14M · min. income ≈ HK$279,602/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,851,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,094
−HK$8,722/mo
▼ 0.25% · 3.875%
HK$143,420
−HK$4,396/mo
Today · 4.125%
HK$147,816
baseline
▲ 0.50% · 4.625%
HK$156,811
+HK$8,995/mo
Deposit HK$13.07M · loan HK$30.50M · min. income ≈ HK$295,632/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,851,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,741
−HK$8,360/mo
▼ 0.25% · 3.875%
HK$158,891
−HK$4,210/mo
Today · 4.125%
HK$163,101
baseline
▲ 0.50% · 4.625%
HK$171,698
+HK$8,597/mo
Deposit HK$13.07M · loan HK$30.50M · min. income ≈ HK$326,202/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,851,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,835
−HK$11,215/mo
▼ 0.25% · 3.875%
HK$184,398
−HK$5,652/mo
Today · 4.125%
HK$190,050
baseline
▲ 0.50% · 4.625%
HK$201,614
+HK$11,564/mo
Deposit HK$4.36M · loan HK$39.21M · min. income ≈ HK$380,100/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$1,851,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,952
−HK$10,749/mo
▼ 0.25% · 3.875%
HK$204,288
−HK$5,413/mo
Today · 4.125%
HK$209,701
baseline
▲ 0.50% · 4.625%
HK$220,755
+HK$11,054/mo
Deposit HK$4.36M · loan HK$39.21M · min. income ≈ HK$419,402/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$1,851,763 · Scale 2, in force from 26 Feb 2026)