LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,355
−HK$6,231/mo
▼ 0.25% · 3.875%
HK$102,446
−HK$3,140/mo
Today · 4.125%
HK$105,586
baseline
▲ 0.50% · 4.625%
HK$112,010
+HK$6,424/mo
Deposit HK$21.79M · loan HK$21.79M · min. income ≈ HK$211,172/mo (50% DSR)
Upfront cash ≈ HK$23.64M (deposit + AVD stamp duty HK$1,851,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,532
−HK$5,971/mo
▼ 0.25% · 3.875%
HK$113,496
−HK$3,007/mo
Today · 4.125%
HK$116,503
baseline
▲ 0.50% · 4.625%
HK$122,644
+HK$6,141/mo
Deposit HK$21.79M · loan HK$21.79M · min. income ≈ HK$233,006/mo (50% DSR)
Upfront cash ≈ HK$23.64M (deposit + AVD stamp duty HK$1,851,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,226
−HK$7,477/mo
▼ 0.25% · 3.875%
HK$122,935
−HK$3,768/mo
Today · 4.125%
HK$126,703
baseline
▲ 0.50% · 4.625%
HK$134,412
+HK$7,709/mo
Deposit HK$17.43M · loan HK$26.14M · min. income ≈ HK$253,406/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,851,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,638
−HK$7,166/mo
▼ 0.25% · 3.875%
HK$136,195
−HK$3,609/mo
Today · 4.125%
HK$139,804
baseline
▲ 0.50% · 4.625%
HK$147,173
+HK$7,369/mo
Deposit HK$17.43M · loan HK$26.14M · min. income ≈ HK$279,608/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,851,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,097
−HK$8,723/mo
▼ 0.25% · 3.875%
HK$143,424
−HK$4,396/mo
Today · 4.125%
HK$147,820
baseline
▲ 0.50% · 4.625%
HK$156,814
+HK$8,994/mo
Deposit HK$13.07M · loan HK$30.50M · min. income ≈ HK$295,640/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,851,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,744
−HK$8,361/mo
▼ 0.25% · 3.875%
HK$158,895
−HK$4,210/mo
Today · 4.125%
HK$163,105
baseline
▲ 0.50% · 4.625%
HK$171,702
+HK$8,597/mo
Deposit HK$13.07M · loan HK$30.50M · min. income ≈ HK$326,210/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,851,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,839
−HK$11,215/mo
▼ 0.25% · 3.875%
HK$184,402
−HK$5,652/mo
Today · 4.125%
HK$190,054
baseline
▲ 0.50% · 4.625%
HK$201,619
+HK$11,565/mo
Deposit HK$4.36M · loan HK$39.21M · min. income ≈ HK$380,108/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$1,851,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,957
−HK$10,749/mo
▼ 0.25% · 3.875%
HK$204,293
−HK$5,413/mo
Today · 4.125%
HK$209,706
baseline
▲ 0.50% · 4.625%
HK$220,760
+HK$11,054/mo
Deposit HK$4.36M · loan HK$39.21M · min. income ≈ HK$419,412/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$1,851,809 · Scale 2, in force from 26 Feb 2026)