LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,936
−HK$623/mo
▼ 0.25% · 3.875%
HK$10,245
−HK$314/mo
Today · 4.125%
HK$10,559
baseline
▲ 0.50% · 4.625%
HK$11,201
+HK$642/mo
Deposit HK$2.18M · loan HK$2.18M · min. income ≈ HK$21,118/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$65,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,053
−HK$597/mo
▼ 0.25% · 3.875%
HK$11,350
−HK$300/mo
Today · 4.125%
HK$11,650
baseline
▲ 0.50% · 4.625%
HK$12,265
+HK$615/mo
Deposit HK$2.18M · loan HK$2.18M · min. income ≈ HK$23,300/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$65,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,923
−HK$747/mo
▼ 0.25% · 3.875%
HK$12,294
−HK$376/mo
Today · 4.125%
HK$12,670
baseline
▲ 0.50% · 4.625%
HK$13,441
+HK$771/mo
Deposit HK$1.74M · loan HK$2.61M · min. income ≈ HK$25,340/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$65,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,264
−HK$717/mo
▼ 0.25% · 3.875%
HK$13,620
−HK$361/mo
Today · 4.125%
HK$13,981
baseline
▲ 0.50% · 4.625%
HK$14,717
+HK$736/mo
Deposit HK$1.74M · loan HK$2.61M · min. income ≈ HK$27,962/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$65,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,910
−HK$872/mo
▼ 0.25% · 3.875%
HK$14,343
−HK$439/mo
Today · 4.125%
HK$14,782
baseline
▲ 0.50% · 4.625%
HK$15,682
+HK$900/mo
Deposit HK$1.31M · loan HK$3.05M · min. income ≈ HK$29,564/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$65,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,475
−HK$836/mo
▼ 0.25% · 3.875%
HK$15,890
−HK$421/mo
Today · 4.125%
HK$16,311
baseline
▲ 0.50% · 4.625%
HK$17,170
+HK$859/mo
Deposit HK$1.31M · loan HK$3.05M · min. income ≈ HK$32,622/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$65,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,884
−HK$1,122/mo
▼ 0.25% · 3.875%
HK$18,440
−HK$566/mo
Today · 4.125%
HK$19,006
baseline
▲ 0.50% · 4.625%
HK$20,162
+HK$1,156/mo
Deposit HK$436K · loan HK$3.92M · min. income ≈ HK$38,012/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$65,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,896
−HK$1,075/mo
▼ 0.25% · 3.875%
HK$20,429
−HK$542/mo
Today · 4.125%
HK$20,971
baseline
▲ 0.50% · 4.625%
HK$22,076
+HK$1,105/mo
Deposit HK$436K · loan HK$3.92M · min. income ≈ HK$41,942/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$65,359 · Scale 2, in force from 26 Feb 2026)