LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,358
−HK$6,230/mo
▼ 0.25% · 3.875%
HK$102,448
−HK$3,140/mo
Today · 4.125%
HK$105,588
baseline
▲ 0.50% · 4.625%
HK$112,013
+HK$6,425/mo
Deposit HK$21.79M · loan HK$21.79M · min. income ≈ HK$211,176/mo (50% DSR)
Upfront cash ≈ HK$23.64M (deposit + AVD stamp duty HK$1,851,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,534
−HK$5,972/mo
▼ 0.25% · 3.875%
HK$113,499
−HK$3,007/mo
Today · 4.125%
HK$116,506
baseline
▲ 0.50% · 4.625%
HK$122,647
+HK$6,141/mo
Deposit HK$21.79M · loan HK$21.79M · min. income ≈ HK$233,012/mo (50% DSR)
Upfront cash ≈ HK$23.64M (deposit + AVD stamp duty HK$1,851,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,229
−HK$7,477/mo
▼ 0.25% · 3.875%
HK$122,938
−HK$3,768/mo
Today · 4.125%
HK$126,706
baseline
▲ 0.50% · 4.625%
HK$134,416
+HK$7,710/mo
Deposit HK$17.43M · loan HK$26.14M · min. income ≈ HK$253,412/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,851,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,641
−HK$7,166/mo
▼ 0.25% · 3.875%
HK$136,198
−HK$3,609/mo
Today · 4.125%
HK$139,807
baseline
▲ 0.50% · 4.625%
HK$147,177
+HK$7,370/mo
Deposit HK$17.43M · loan HK$26.14M · min. income ≈ HK$279,614/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,851,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,101
−HK$8,722/mo
▼ 0.25% · 3.875%
HK$143,427
−HK$4,396/mo
Today · 4.125%
HK$147,823
baseline
▲ 0.50% · 4.625%
HK$156,818
+HK$8,995/mo
Deposit HK$13.07M · loan HK$30.50M · min. income ≈ HK$295,646/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,851,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,748
−HK$8,361/mo
▼ 0.25% · 3.875%
HK$158,898
−HK$4,211/mo
Today · 4.125%
HK$163,109
baseline
▲ 0.50% · 4.625%
HK$171,706
+HK$8,597/mo
Deposit HK$13.07M · loan HK$30.50M · min. income ≈ HK$326,218/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,851,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,844
−HK$11,215/mo
▼ 0.25% · 3.875%
HK$184,407
−HK$5,652/mo
Today · 4.125%
HK$190,059
baseline
▲ 0.50% · 4.625%
HK$201,623
+HK$11,564/mo
Deposit HK$4.36M · loan HK$39.22M · min. income ≈ HK$380,118/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$1,851,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,962
−HK$10,749/mo
▼ 0.25% · 3.875%
HK$204,298
−HK$5,413/mo
Today · 4.125%
HK$209,711
baseline
▲ 0.50% · 4.625%
HK$220,765
+HK$11,054/mo
Deposit HK$4.36M · loan HK$39.22M · min. income ≈ HK$419,422/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$1,851,852 · Scale 2, in force from 26 Feb 2026)